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First Heritage Mortgage
Senior Loan Processor - North Raleigh/Wake Forest, NC
Career Insights for Mortgage Underwriter
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Based on North Carolina data
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What they do
A Mortgage Underwriter is a financial expert that assesses a lender's financial risk on a potential borrower and is ultimately responsible for approving or denying mortgage loans.
$80,305 / year median in North Carolina
+7% projected growth
Job Description
Senior Loan Processor - North Raleigh/Wake Forest, NC First Heritage Mortgage - 3.8 Raleigh, NC Job Details Full-time $65,000 - $85,000 a year 2 hours ago Benefits Paid parental leave Health savings account AD&D insurance Disability insurance Flexible spending account Paid time off Parental leave Employee assistance program Qualifications Underwriting verification process Customer communication Loan compliance checks Underwriting guidelines adherence Federal Housing Administration (FHA) loans Conventional mortgage loans Verification (borrower information) Veterans Affairs (VA) loans Automated underwriting Full Job Description Join the First Heritage Mortgage Team We're just as committed to our employees as we are to our customers. As a growing leader in the mortgage industry, we are actively seeking creative, driven individuals to provide the highest level of service and forward-looking solutions. Explore Opportunities Today Duties and tasks include but are not limited to the following: Responsible for timely processing of Conventional, FHA and VA mortgage loan applications in compliance with investor requirements. VHDA and NCHFA processing experience a plus. Ensure completeness of mortgage loan applications, clarifying and obtaining additional documentation as needed Prepare loan file for underwriting approval Proactive communication of loan status to originators, borrowers and agents Minimum qualifications: Must be located in the North Raleigh/ Wake Forest area. At least 3-5 years of experience processing mortgage loan applications Familiarity with FHA, VA, USDA, bond and conventional underwriting guidelines and loan process Prefer working knowledge of Encompass loan origination system Ability to review AUS findings and guidelines prior to loan submission to confirm that application fits loan program applied for Proficient in Desktop Underwriter (DU) and Loan Product Advisor (LPA) New Construction experience preferred Strong attention to detail Ability to manage priorities and workflow Strong organizational, problem-solving, multi-tasking and analytical skills Excellent written and oral communication skills Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm
What's In It For Me:
Access to competitively priced, high-quality health care options through Aetna, MetLife and EyeMed, along with employer-paid Short Term and Long Term disability, basic life and AD&D insurance (including employee-paid life, Legal Resources, and Aflac supplemental options) Plan for the future by investing in a 401(K), with up to $4K employer match, invest even more with our Health Savings Account (HSA) Put your family first with Flexible Spending Account (FSA) for dependent care 12 weeks of paid maternity leave through our Short-Term Disability Plan Receive well-rounded wellness benefits, including free and low-cost mental health resources and support services through our Employee Assistance Program Rest and relax with Paid Time Off (increases with tenure) Protect yourself from identity theft or travel mishaps with our no-cost coverage Get access to your paycheck early with an advanced pay option through Dayforce WalletBenefits
- Paid Time Off (PTO)
- 401(k) Plans
- Mental Health
- Other Retirement and Savings