A Loan Officer assists customers who apply for loans, and solicits loan applications on behalf of a bank, mortgage broker or other lender. Markets products and provides information on types of loans available, gathers financial and credit information needed to evaluate loan applications; guides the application and approval process. May specialize in loans to businesses or individuals, or in loans to buy real estate.
Commercial Loan Officer EverPeak Recruitment Albany, NY Job Details $85,000•$110,000 a year 7 hours ago Benefits Health savings account AD&D insurance Paid holidays Disability insurance Health insurance Dental insurance Tuition reimbursement Paid time off Employee assistance program Vision insurance 401(k) matching Opportunities for advancement Life insurance Qualifications Business development management Community partnership development Customer relationship building Referral-based lead generation Underwriting Commercial loans Credit risk assessment Sales referrals Banking analysis in risk and credit Networking through cold outreach Financial statement analysis Promoting bank products Account development Mid-level Managing clients in a lending role Business development Financial report interpretation Managing clients in a finance role Managing banking or lending client portfolios Initial Contact (sales skills) Prospecting Business development within finance Credit union experience Client acquisition Financial performance measurement Client referrals Community relationship building Portfolio risk management Account management Communication skills Full Job Description Commercial Loan Officer EverPeak Recruitment Albany, New York Metropolitan Area (On-site) Commercial Loan Officer•Capital Region Albany, NY /
Capital Region Base Salary:
$85,000•110,000 based on experience
Total Earning Potential:
$135,000•180,000+ when including performance-based incentives EverPeak Recruitment is conducting an exclusive search for an experienced Commercial Loan Officer to join a well-established financial institution expanding its footprint into the Capital Region. This is an excellent opportunity for a relationship-focused banking professional who enjoys business development, commercial lending, and working directly with local business owners. The successful candidate will be responsible for developing new commercial relationships while managing and expanding an existing portfolio.
Key Responsibilities Include:
Develop and maintain relationships with commercial clients and prospective borrowers Generate new business through networking, referrals, community involvement, and direct outreach Analyze financial statements and business performance to assess credit opportunities Structure and recommend commercial lending solutions based on client needs Manage an assigned commercial loan portfolio and monitor financial performance Balance portfolio growth with sound credit and risk management Identify opportunities for additional banking services, including cash management, deposits, merchant services, insurance, and wealth management Provide guidance on commercial lending programs, including SBA 7(a) Develop referral relationships with local professionals, businesses, and community organizations Represent the organization at networking and community events Collaborate with colleagues and share knowledge to support team development
What We're Looking For:
Commercial lending experience within a bank, credit union, or similar financial institutions Strong business development and relationship-management skills Experience analyzing financial statements and evaluating credit opportunities Knowledge of commercial loan products and underwriting principles Familiarity with SBA lending Excellent communication, networking, and interpersonal skills Ability to develop relationships and identify opportunities within the local business community Strong judgment, organization, and attention to detail Compensation & Benefits $85,000•110,000 base salary, based on experience Significant quarterly incentive opportunity, with high performers having the potential to earn $75,000+ annually in bonuses Medical, dental, and vision insurance Health Savings Account contribution Paid holidays and generous PTO 401(k) with employer match Tuition reimbursement Life insurance and AD&D coverage Short-term disability coverage Employee Assistance Program Professional development, advancement opportunities and more! Why Consider This Opportunity? This is an opportunity to join a stable, community-focused financial organization voted one of CNY's best places to work. Their commercial lenders are encouraged to build relationships, grow their portfolios, and become trusted advisors to local businesses. If you're an established commercial lender who enjoys business development, relationship building, and helping businesses secure the financing they need to grow, apply today!
