Overview Join our dynamic team as a Mortgage Loan Officer and become a vital link in helping clients achieve their homeownership dreams! In this energetic role, you will leverage your industry knowledge and sales expertise to guide clients through the complex mortgage process, ensuring they find the best financing solutions tailored to their needs. As a Mortgage Broker, you will act as a trusted advisor, building lasting relationships while navigating the intricacies of mortgage lending regulations and compliance standards. Your proactive approach and excellent communication skills will drive success in a fast-paced financial environment. This paid position offers an exciting opportunity to grow your career within the thriving financial services industry. Responsibilities Assist clients in understanding various mortgage options by explaining loan products, interest rates, and repayment terms clearly and confidently Conduct thorough credit analysis and evaluate financial documents to determine client eligibility, adhering to FNMA (Fannie Mae) guidelines and Fair Housing regulations Use Loan Origination Systems (LOS) and financial software to process loan applications efficiently from initial inquiry through approval Negotiate terms with lenders and clients to secure favorable mortgage rates while ensuring compliance with TILA (Truth in Lending Act) and other loan regulations Build strong relationships with clients by providing exceptional customer service, guiding them through the loan origination process, and addressing their questions promptly Collaborate with underwriters, processors, and other team members to ensure smooth mortgage servicing and timely loan closing Stay updated on industry knowledge of financial regulations, banking compliance standards, and market trends to provide accurate advice and maintain industry expertise Qualifications Proven experience as a Loan Officer or Mortgage Broker with a solid understanding of mortgage lending processes and commercial lending analysis experience in risk and credit Strong negotiation skills coupled with sales experience in financial services or retail lending environments Familiarity with Loan Processing Systems (LOS), accounting software, and basic math skills including 10-key typing proficiency Knowledge of FNMA guidelines, Fair Housing regulations, TILA compliance, and banking regulatory standards Excellent client communication skills with the ability to build rapport and trust quickly Ability to analyze credit reports, perform credit analysis, and evaluate financial documents accurately Demonstrated understanding of mortgage servicing, underwriting procedures, loan origination steps, and industry-specific financial software Join us in making a meaningful impact by helping clients secure their future through responsible lending! This role is perfect for motivated professionals eager to excel in the vibrant world of mortgage finance.

Pay:

$60,389.79 - $72,727.49 per year

Benefits:

401(k) 401(k) matching Dental insurance Health insurance Paid time off Vision insurance

Work Location:

In person