At 1st National Bank, we're looking for a team member who is passionate about building relationships and delivering personalized service. In this role, you'll guide individuals and businesses through the lending process with care, integrity, and expertise—making a meaningful impact every step of the way. As a Commercial Loan Officer, you'll serve as both a trusted advisor and a decision-maker. This role requires strong critical thinking, sound judgment, and the ability to balance financial insight with a people-first approach. Each day brings the opportunity to combine analytical skills with relationship-building to support our customers and our community. Key Responsibilities Meet with customers and business prospects to provide financial guidance and recommendations Networks with the community to provide education on small business loan and account products to meet their needs. Obtain referrals. Participate in community activities to enhance personal and bank recognition Work with the credit analyst to underwrite loan requests and present to loan committee for approvals Manage a loan portfolio to include: Insure that all documentation is saved in the credit file Maintain current financial information in the credit file Perform annual credit reviews Meet with customers to discuss their financial needs and provide solutions Collect delinquent loan payments, tax returns and financial statements Other duties as assigned This Job Is Ideal for

Someone Who Is:

People-oriented — enjoys interacting with people and working on group projects Adaptable/flexible — enjoys doing work that requires frequent shifts in direction Autonomous/Independent — enjoys working with little direction Organized—the ability to manage, prioritize, and work under pressure to meet tight deadlines. Qualifications Bachelor's degree in business, finance or related field preferred Minimum three years of underwriting experience in a financial institution or similar role Extensive knowledge of banking industry regulations and procedures Experience with loan origination and document storage software and Excel Must be organized with an attention to detail Must have strong interpersonal and communication skills to win sales, negotiate loan terms, obtain loan approvals and manage customer relationships

Fair Housing Regulations:

2 years (Preferred)

Loan Origination:

2 years (Required) NMLS (Required) Benefits and Perks Competitive pay Associate banking perks 401(k) with a company match Dental insurance Health insurance Company paid life insurance Paid time off Vision insurance Career development opportunities Why Join 1st National Bank? At 1st National Bank, you're not just an employee, but your part of a team that values community, integrity, collaboration, and team building. We are a small but growing bank where your contributions are seen and celebrated. We have a community 1st mindset where we believe in supporting the community that surrounds us by volunteering, awarding local students with scholarships, and being actively involved in local organizations. We promote and advocate for growth and development opportunities for all our associates.

Job Type:

Full-time Pay:

$80,000.00 - $100,000.00 per year

Benefits:

401(k) 401(k) matching Dental insurance Employee assistance program Health insurance Life insurance Paid time off Professional development assistance Retirement plan Tuition reimbursement Vision insurance

Physical Setting:

Office Experience:

Loan origination: 2 years (Required)

Sales:

2 years (Preferred) Business development: 1 year (Preferred)

Work Location:

In person