A Mortgage Loan Officer assists customers who apply for loans, and solicits loan applications on behalf of a bank, mortgage broker or credit union. Provides information on types of loans available, gathers financial and credit information needed to evaluate loan applications; guides the application and approval process. May partner with real estate agents to offer financing information to potential home buyers. May sell mortgage loans on commission.
Mortgage Broker CF Enterprises Fort Lauderdale, FL Job Details Part-time | Full-time $165,717.64 - $194,734.43 a year 2 hours ago Benefits Professional development assistance Flexible schedule Life insurance Referral program Retirement plan Qualifications Commercial banking expertise Customer communication Teamwork Microsoft Excel Underwriting Interpersonal skills Credit risk assessment Basic math Mortgage compliance Consumer lending analysis in risk and credit Data reporting Attention to detail Data entry Typing Productivity software Regulatory compliance analysis Legal compliance Financial data analysis tools Full Job Description Job Summary We are seeking a dynamic and detail-oriented Mortgage Broker to join our thriving financial services team. In this role, you will serve as a key intermediary between clients and lending institutions, guiding borrowers through the complex mortgage process with confidence and professionalism. Your expertise in loan origination, banking regulations, and financial analysis will empower clients to secure the best mortgage solutions tailored to their needs. This position offers an exciting opportunity to leverage your industry knowledge, customer service skills, and team leadership abilities to make a meaningful impact in helping clients achieve their homeownership goals. Duties Assist clients in navigating the mortgage application process by providing expert advice on loan options, terms, and conditions Originate loans by evaluating client financial information, including credit reports, income statements, and asset documentation Coordinate with lenders, underwriters, and other financial professionals to facilitate smooth loan processing and approval Conduct thorough loan servicing activities, ensuring compliance with industry standards such as FNMA (Fannie Mae) guidelines and federal regulations like TILA (Truth in Lending Act) Analyze lending data using Excel and other financial software to assess risk, creditworthiness, and profitability of mortgage applications Maintain up-to-date knowledge of industry regulations including banking compliance, mortgage services standards, and commercial lending analysis Communicate effectively with clients throughout the lending process, providing clear explanations of contracts, terms, and legal requirements while ensuring excellent customer service Lead or collaborate within a team environment to meet sales targets and improve overall mortgage services efficiency Qualifications Proven experience in loan origination or as a loan officer within financial services or banking environments Strong understanding of mortgage products, commercial lending practices, and banking regulatory compliance Proficiency in Microsoft Office Suite including Excel for data analysis and reporting; familiarity with financial software is preferred Knowledge of industry regulations such as TILA (Truth in Lending Act), FNMA guidelines, and banking laws governing mortgage transactions Excellent client communication skills with the ability to explain complex contracts clearly and professionally Basic math skills including 10-key typing proficiency for data entry accuracy Demonstrated ability to analyze financial data related to risk assessment and credit analysis in commercial or residential lending contexts Leadership qualities with experience in team collaboration or supervision are advantageous Join us in delivering exceptional mortgage solutions that help our clients turn their homeownership dreams into reality! We value energetic professionals who thrive on challenge and are committed to maintaining the highest standards of financial compliance. This is a paid position that offers growth opportunities within a supportive environment dedicated to your success.
Pay:
$165,717.64 - $194,734.43 per year
Benefits:
Flexible schedule Life insurance Professional development assistance Referral program Retirement plan