Are you an experienced Mortgage Underwriter who thrives on solving complex lending scenarios and helping borrowers achieve homeownership? Do you enjoy working across a diverse product mix rather than underwriting the same loans every day? If so, we want to meet you. GNB Mortgage is looking for an experienced, solutions-focused Mortgage Underwriter with active VA LAPP/SAR and FHA DE certifications to join our high-performing team. If you enjoy tackling complex lending scenarios and working across a broad mix of Conventional, Jumbo, FHA, VA, USDA, VHDA, and Non-QM products, this is the opportunity for you. What You'll Do Underwrite residential mortgage loans in compliance with investor, agency, regulatory, and company guidelines. Review income, assets, credit, collateral, and overall loan risk to make sound lending decisions.

Apply expertise across:

Conventional Jumbo FHA VA (LAPP/SAR)

USDA VHDA

Non-QM products Issue accurate approvals, conditions, suspensions, and denials. Collaborate closely with Sales team to structure loans and resolve underwriting challenges. Maintain productivity and quality standards while delivering outstanding customer service. Stay current on agency, investor, regulatory, and underwriting guideline updates. Required Qualifications Minimum 5+ years of mortgage underwriting experience. Active

VA LAPP/SAR

designation. Active FHA DE certification. Experience underwriting Jumbo loans. Strong knowledge of Conventional, FHA, VA, USDA, and VHDA guidelines. Experience evaluating complex income scenarios, self-employed borrowers, multiple properties, and layered risk files. Excellent decision-making, communication, and analytical skills. Ability to work independently while contributing to a collaborative team environment. Preferred Qualifications Experience underwriting Non-QM products. Experience working with Encompass or similar LOS platforms. Strong understanding of FNMA, FHLMC, government, and investor-specific underwriting requirements. Why Join GNB Mortgage? ✅ Diverse product offerings that keep your work interesting and challenging ✅ Collaborative culture where your expertise is valued ✅ Opportunity to influence decisions and make a direct impact ✅ Competitive compensation and benefits ✅ Stable organization focused on growth and operational excellence ✅ Hybrid and remote opportunities may be available based on experience and location

Equal Opportunity Employer Pay:

$90,000.00 - $125,000.00 per year

Benefits:

401(k) matching Dental insurance Flexible spending account Health insurance Health savings account Life insurance On-site gym Paid time off Vision insurance Volunteer time off

Work Location:

Hybrid remote in Reston, VA 20191