At Quoin Financial Bank , we take pride in serving our communities while creating a culture that's fun and fast-paced. We're seeking an individual to join the team at our Miller location as a Senior or Intermediate Ag Lender that will lead the loan team and have the opportunity to become market president of the Miller and Highmore locations. Candidates should enjoy interacting with others, have strong attention to detail and want to consistently provide excellent customer service. Become part of a team with a strong track record in agricultural lending while maintaining the autonomy and service mentality of working in a small business.
Primary Responsibilities and Duties:
- Understand customers' requests and needs in various sectors of agriculture including crop and livestock production
- Develop new credit relationships
- Lead team of other lenders
- Collect financial and other information necessary to analyze customer risk and ensure proper file documentation
- Calculate financial ratios and historical performance using balance sheets, income statements, and cash flows
- Determine the value of collateral including farmland and machinery
- Understand and refer other banking services
- Support and attend internal and external events such as customer appreciation events and community functions Experience/Skills Candidates must have at least five years of agricultural lending experience and be able to lead and work independently in a professional setting.
Strong communication, attention to detail, and customer service skills are required. A farming background and working knowledge of the agriculture industry are preferred. Education Bachelor's degree in business, agriculture or a similar field of study preferred but equivalent work experience will be accepted. Compensation/Benefits Pay will be based upon qualifications and experience. We offer a competitive benefits package, including 401(k) with employer matching, medical insurance, dental insurance, life insurance, long-term disability, paid time off and paid holidays. Equal Opportunity Employer. Member FDIC.
Job Type:
Full-time Benefits:
401(k) 401(k) matching Dental insurance Flexible spending account Health insurance Health savings account Life insurance Paid time off Vision insurance
Work Location:
In person