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Non-QM Loan Officer
Career Insights for Loan Officer (General)
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Scorecard
Based on Tennessee data
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What they do
A Loan Officer assists customers who apply for loans, and solicits loan applications on behalf of a bank, mortgage broker or other lender. Markets products and provides information on types of loans available, gathers financial and credit information needed to evaluate loan applications; guides the application and approval process. May specialize in loans to businesses or individuals, or in loans to buy real estate.
$49,554 / year median in Tennessee
-20% projected decline
Job Description
This is an opportunity for an experienced producing Loan Officer who can generate and manage their own business while taking advantage of inbound lead opportunities, competitive pricing, and dedicated processing support.
What You'll DoDevelop and maintain referral relationships and a self-sourced book of businessOriginate and structure Non-QM mortgage loans, including DSCR, bank statement, foreign national, asset depletion, and similar productsManage borrower and referral-partner relationships throughout the lending processAnalyze borrower financials and identify appropriate Non-QM financing solutionsPartner closely with the in-house processing team to keep loans moving efficiently and meet closing timelinesMaintain consistent production while building long-term referral relationshipsLeverage inbound lead opportunities provided by the company in addition to self-generated businessWhat You Bring2+ years of Non-QM mortgage origination experienceDemonstrated success as a producing Loan OfficerExisting self-sourced production/book of business or a strong, demonstrated plan to build oneStrong understanding of Non-QM products and borrower qualification strategiesExcellent communication, relationship-building, and sales skillsAbility to independently manage a pipeline while collaborating effectively with processing and leadershipWhat Our Client OffersAggressive commission structure designed to reward productionInbound lead flow in addition to self-sourced opportunitiesCompetitive Non-QM pricing and productsDedicated in-house processing supportDirect access to company leadershipMarketing support and resources to help generate businessBroad lending footprint across 38 statesOpportunity to build and own a long-term book of business with a lender focused exclusively on Non-QM lendingIf you're an experienced Non-QM Loan Officer looking for the resources to produce at a high level while maintaining ownership of your business, this is an opportunity worth exploring.