Mortgage Underwriter III (VA) Atlantic Union Bank life insurance, paid time off, 401(k) United States, Virginia, Richmond Sep 16, 2026

Description The Mortgage Underwriting & Appraisals area is responsible for evaluating mortgage applications and property valuations to ensure sound credit decisions, accurate risk assessment, and compliance with all regulatory and investor requirements.

Activities may include:

Analyzing borrower credit profiles, income, assets, and collateral

Reviewing appraisal reports for accuracy and adherence to standards

Determining the overall creditworthiness and risk level of mortgage requests

Applying underwriting guidelines

Identifying and mitigating potential risks

Ensuring the integrity and consistency of valuation processes

DE / SAR / VHDA

Delegations Career Specialization Definition The Mortgage Underwriting function is responsible for conducting a detailed credit analysis based on information furnished by the borrower, publicly available information, the lender's evaluation of the borrower's credit needs, and the ability to pay across a range of products against credit standards set by the organization. Mortgage Banking covers activities related to the origination and servicing of residential mortgage loans, including sales, underwriting, loan operations, secondary marketing, investor relations, and default. Other duties as assigned. Career Level Definition Requires broad knowledge of operational procedures and tools obtained through extensive work experience and may require vocational or technical education.

Responsibilities typically include:

Working under limited supervision for routine situations.

Providing assistance and training to lower level employees.

Problems typically are not routine and require analysis to understand. Knowledge & Experience Typically requires 5+ years relevant experience

May require vocational or technical training

FLSA Status:

Non-Exempt Compensation offered will be based on a variety of factors, including but not limited to education, work experience, skills, certifications, and geographic location, etc. Eligible teammates may participate in a comprehensive benefits package that includes medical, dental, vision, life insurance, disability coverage, paid time off, retirement savings through a 401(k) plan, wellness resources, and other programs designed to support teammates' health and financial well-being, subject to plan terms and eligibility requirements. In addition, certain positions may be eligible for incentive compensation, bonuses, or other variable compensation, subject to applicable plans and performance criteria. General information on our comprehensive benefits package can be found by visiting Employee Benefits | Banking Career Benefits | Atlantic Union Bank The salary range posted for this role is between $71,400.00 to $121,400.00 USD. We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace. Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws.

For further information, please review the Know Your Rights notice from the Department of Labor.