Interviews applicants to determine loan requirements and gathers pertinent information for loan applications. Requests and reviews applicant information pertinent to properly document and assess commercial credit, deposits, and treasury services. Analyzes applicant's financial status, credit, and asset evaluation to determine feasibility of granting loan, establishes credit limit through written and/or oral assessment. Resolves uncertainties relating to customer application information through inquiries with applicant or creditors. Structures loans within loan policy. Champions loan opportunities to the credit department and/or proper approval authority. Prepares financing proposals consistent with approval for presentation to the applicant. Reviews loan documentation prior to closing for completeness and acceptance by the applicant. Ensures timely loan closing and funding activities. Maintains a positive working relationship with customers, staff, local professionals, centers of influence, and community organizations. Participates in community and professional organizations and events. Manages loan portfolio including renewals, modifications, updated credit analysis, collections, and portfolio monitoring. Uses experience and sound judgment to plan and accomplish goals. Actively maintains a commercial portfolio and is responsible for the overall performance and assessment of risk. Actively strives to expand relationships to deliver the full power of REV and its products in all lines of business. Expected to maintain a high degree of accuracy in all areas. Expected to provide support to internal partners, as needed. Partners directly with departmental leadership to assist in the preparation for exams, audits, and reviews. Makes decisions rooted in the best interest of the membership of REV Federal Credit Union, the Business Solutions team, and the borrower. Responsible for providing feedback regarding process, procedure, and policy intended to increase efficiency and/or quality of work. Assists and serves branches and related departments as needed. Keeps the departmental leadership informed of area activities and of any significant problems. Completes reports, records, and other documentation as required. Attends and participates in meetings and committees as required. Serves as a non-voting member of the Business Loan Committee. Stays knowledgeable of all the requirements and processes to include bought and sold participation loans. Develops and maintains familiarity with all loan policies and procedures for REV Federal Credit Union. Develops and maintains knowledge of commercial lending requirements for REV Federal Credit Union. Develops and maintains knowledge of business deposit requirements for REV Federal Credit Union. Understands and complies with all NCUA, state, and other applicable regulations and guidelines. College degree in business, finance, or related filed; or equivalent experience. Thorough understanding of loan documents and lien perfection techniques. Complete knowledge of commercial lending requirements and documentation. Understanding of collections procedures and related legal actions. Understanding of Real Estate Appraisal techniques (commercial) and title issues. Thorough understanding of loan documentation and closing. Minimum of five (5) years of related lending experience. Experience with credit administration. Experience with business deposit origination and development. Experience with Treasury Management. Experience with loan workout and remedies preferred. Excellent follow-up skills. Excellent communication skills. Strong organizational skills. Strong ability to think critically and solve problems in a sound manner. Strong time management skills with the ability to meet applicable deadlines. Ability to multitask while maintaining a high degree of quality. Ability to drive performance and growth while supporting a positive team environment. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.