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WE mortgage

Post-Funding Specialist

Career Insights for Loan Documentation Specialist

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Based on California data

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What they do

A Loan Documentation Specialist reviews applications for loans and assists with the process of evaluating loans. Prepares, organizes and verifies the documents and reports required for a loan application. Monitors the loan application and approval process and may assist customers with loan payments. May specialize in mortgage, business or other types of loans.

$48,317 / year median in California

-17% projected decline

Explore Career

Job Description

Overview Join our dynamic team as a Post-Funding Specialist and play a vital role in ensuring the seamless transition from loan approval to successful mortgage lending. In this energetic position, you will be responsible for managing loan documentation, verifying compliance with industry regulations, and supporting the loan lifecycle with precision and enthusiasm. Your expertise will help maintain the integrity of our lending processes, uphold regulatory standards, and deliver exceptional customer service to our clients. This role offers an exciting opportunity to contribute to a fast-paced financial services environment where your skills make a real impact. Responsibilities Review and verify loan documentation for accuracy, completeness, and compliance with federal, state, and industry regulations such as FNMA (Fannie Mae), TILA (Truth in Lending Act), TRID (TILA-RESPA Integrated Disclosure), and Fair Housing laws. Ensure all post-funding activities align with mortgage servicing standards, including loan setup, payment processing, escrow analysis, and ongoing compliance checks. Collaborate with loan officers, underwriters, and clients through internal communication channels to resolve documentation discrepancies or issues promptly. Monitor loan portfolios for adherence to mortgage servicing guidelines related to non-QM, FHA (Federal Housing Administration), and conventional mortgage loans. Maintain accurate records of all loan files using BytePro or other mortgage management systems while ensuring adherence to data security protocols. Assist in preparing reports related to loan processing status, compliance audits, and industry regulation updates. Experience Proven experience in loan origination or mortgage servicing within the financial services sector. Familiarity with FNMA guidelines, FHA loans, and conventional mortgage lending processes. Strong understanding of mortgage regulations including
TILA, TRID
compliance, Fair Housing laws, and banking regulatory requirements. Proficiency in Microsoft Office applications (Excel) for reporting and documentation purposes. Knowledge of BytePro or similar mortgage management software systems is preferred. Excellent internal communication skills combined with a customer service-oriented mindset. Join us as a Post-Funding Specialist where your expertise fuels our commitment to responsible lending while delivering outstanding service! Your dedication will help ensure our clients' mortgage journeys are smooth from start to finish—empowering them with confidence in their financial future.
Pay:
$54,000.00 - $55,000.00 per year
Benefits:
401(k) Dental insurance Employee assistance program Flexible schedule Health insurance Paid time off Parental leave Vision insurance
Work Location:
In person

Benefits

  • Paid Time Off (PTO)
  • 401(k) Plans
  • Health and Wellness Programs
  • Health Insurance