Payment Processor II ACH/Wire

When joining Elevations, you can expect to work for a company with: A leadership team that strives to make this the best place you've ever worked! A focus on supporting our employees' mental, physical, and financial well-being A commitment to diversity, equity, and inclusion recognized by the Denver Business Journal and Colorado Association of Realtors A highly engaged workforce devoted to innovation, continuous improvement, and collaboration A reputation for excellence, as evidenced by being a two-time recipient of the Malcolm Baldrige National Quality Award A passion for consistently providing amazing experiences and creating raving fans If you join our team, here are some of the perks you can expect: A competitive total rewards package with 4 weeks paid time off for full-time employees, work anniversary paid time off, paid volunteer time off, and 12 paid holidays Comprehensive medical, dental, and vision plans with employer contributions to supercharge your Health Savings Account Up to a 4% match on 401(k) contributions UP to twelve weeks of fully paid parental leave An extensive Employee Assistance Program that provides personalized care options for your whole household Ample opportunity to learn, develop and grow with access to LinkedIn Learning, career and leadership development programs, job shadowing, a mentor program, and tuition reimbursement up to $5,250/year

Location:

Elevations Credit Union- Broomfield Basecamp Hybrid:

Employees who are able to perform the essential functions of their jobs away from an Elevations location may do so with the expectation that they are onsite at least fifty percent of the time over a two week pay period.

Summary/Objective:

The Payment Processor II - ACH/Wires is a team member of the Operations Payment Services area and is responsible for providing quality, accurate and timely customer service involving daily processing of financial transactions in a fast-paced, time sensitive operations environment. This includes managing the outgoing and incoming wire transfer requests for members and internal departments and the centralization of processing and scheduling of Automated Clearing House (ACH) ODFI and RDFI files.

Essential Functions include:

Assists with the daily completion and finalizing of a high volume of member contact situations and basic service events. Responsible for initiating high risk, high volume, and large dollar (US dollar and foreign currency) international and domestic wire transfers. Under general supervision, reviews all wire documentation for completeness and accuracy to ensure all wires have been properly authorized and works with other departments to authenticate wires with the originator. Under general supervision, closely monitors all outgoing wires for potential fraud and responds and researches all wire tracers and investigations received from other banks, members or internally from other departments. Process and post all incoming and outgoing wire transfers. Under general supervision, ensure all ACH transactions, disputes and returns are balanced, processed and posted in accordance with NACHA rules. Ensure all employee paper payroll EFT records are created, balanced and posted in accordance with credit union payroll. Maintain required ACH and Wire reports and spreadsheets. Prepare settlement related daily ACH and Wire balance spreadsheets. Helps to identify process and procedure gaps and enhancements for basic and advanced topics. Collaborates with team members to improve overall efficiency and quality. Performs daily general ledger reconciliations of settlement and work-in-progress accounts.

Reports to:

Payments Manager Manages:

This role does not have supervisory responsibility

Required Education and Experience:

Equivalent to a high school education Minimum 2-3 years of similar or related financial institution experience.

Preferred Qualifications:

Demonstrate general analytical abilities, decision making and problem-solving skills. Basic knowledge of ACH policies and guidelines. Basic knowledge performing general ledger reconciliations. Basic understanding of NACHA rules and guidelines as it pertains to ACH processing. Maintain a basic understanding regarding departmental procedures and applicable regulations for electronic funds transfer (EFT) with emphasis on Reg D, Reg CC, Reg E, BSA, and OFAC. Basic knowledge of

Microsoft Office Suit Work Environment:

Elevations uses multi-factor authentication to keep our data safe. As such, a personal smart phone is a requirement for employment with us. This job operates in an office setting and routinely uses standard office equipment.

Physical Requirements:

Sitting frequently, walking occasionally, use of hands frequently, hearing constantly, talking frequently, exerting up to 10 lbs of force occasionally to lift, carry, push, pull, or move objects.

Position Type/Expected Hours of Work:

Full Time / 40 hours Monday through

Friday Classification:

Non-exempt Compensation:

The person hired into this position will likely earn between $21.44 and $26.78 hourly, plus annual bonus. Actual compensation offered may vary from the posted hiring range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and/or skill level, and will be finalized at the time of offer.

Anticipated Application Window:

This role is anticipated to close within 25 days from the date of posting. However, if the position has not been filled, Elevations may keep the application period open longer.

Other Duties:

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

About Us:

Elevations Credit Union is a member-owned not-for-profit financial institution serving Colorado's Front Range. Founded in 1952, we've grown from 12 members and less than $100 in assets to an institution with 15 branches and more than 170,000 members that manages over $3 billion in assets and is the No. 1 credit union mortgage lender in Colorado. At Elevations, we've made a commitment to move away from a product-centered business model and focus instead on creating consumer solutions. Our objective is to provide our members, as well as the entire community, with unbiased consumer information.

EEO Statement:

The Credit Union is dedicated to the principles of equal employment opportunity. We prohibit unlawful discrimination against applicants or employees on the basis of age 40 and over, race (including traits historically associated with race, such as hair texture and length, protective hairstyles), sex, sexual orientation, gender identity, gender expression, color, religion, creed, national origin, ancestry, disability, military status, genetic information, marital status, or any other status protected by applicable state or local law. Candidates for certain positions may be required to submit to a credit history report in determining qualification for employment with Elevations Credit Union. If the position you are applying for requires a credit history report, any information received in such a report will not be the sole factor in making an employment decision. A history of personal financial irresponsibility may be reason for disqualification insofar as it relates to your potential job duties. Elevations Credit Union is aware that occasionally there are extenuating circumstances that may affect an individual's credit history. We comply with the Fair Credit Reporting Act and the Colorado Employment Opportunity Act.

ELEVATIONS CREDIT UNION'S COMMITMENT TO PRIVACY

Your privacy is important to us. When you use this Careers site to apply for a job at Elevations Credit Union ("we" and "us"), we collect your personal information. Examples of personal information collected on the Careers site include your name, contact details, and information you provide for purposes of job applications. We do not sell your personal information to a third party. We may share your information with a third party who is performing a service for us related to job applicants. If you have any questions about this privacy statement, please contact us. Applicants have rights under Federal Employment Laws Know Your Rights Poster Employee Polygraph Protection Act (EPPA)