Escrow Servicing Specialist I Navy Federal Credit Union $20.00 - $30.00 / hr United States, Florida, Pensacola Sep 15, 2026 Overview To ensure escrow accounts are accurate, property taxes are paid on time, and insurance coverage stays compliant-all while helping members feel confident and informed. Safeguard compliance with federal, state, investor, and organizational standards, minimizing risk and financial exposure. Monitor escrow balances, validate tax and insurance disbursements, and deliver exceptional member support. This role thrives on accuracy, timeliness, and collaboration, with work performed under moderate supervision and guided by Service Level Agreements (SLAs). Responsibilities Interpret and apply complex guidelines, regulations, and procedures to ensure compliance and accuracy including assisting in audit responses

Collaborate and communicate with members, internal teams, and vendors through written and verbal channels to streamline workflows and improve operational efficiency, leveraging strong communication and interpersonal skills

Progressively mentors junior team members, offering coaching, feedback, and knowledge sharing to help grow overall organization skillset

Review and process escrow analyses in accordance with RESPA, Reg X, Reg Z, FDPA, HPA and investor guidelines, progressing from basic reviews to more advanced analyses and exceptions-including PMI/FHA assessments and mass analyses-as expertise increases

Review escrow accounts to ensure accurate tax and insurance collections, billing, and disbursements; identify discrepancies and maintain compliance through timely adjustments and documentation updates

Oversee specialized insurance functions, including Hazard and Flood coverage validation for compliance, progressing from foundational tasks to escalations, LPI, PMI, and advanced reviews as proficiency grows

Process MI cancellations, FHA reconciliations, delinquency reporting, payment verifications and flood insurance certifications

Prepare accurate reports, maintain data integrity within servicing systems, and support regulatory compliance; advanced to producing complex operational, compliance, and monthend reporting packages, including ad hoc analyses in support of Senior Specialists

Navigate multiple systems and leverage word processing and spreadsheet tools to manage data effectively

Perform vendor oversight functions including completion of vendor scorecards, supporting daily wire functions, and timely invoice processing

Engage with vendors and tax authorities across multiple jurisdictions to resolve escalated tax issue Qualifications Demonstrate strength in analytical thinking, problem-solving, and document review with exceptional attention to detail

Familiarity with financial institution practices, mortgage servicing, and lending regulations

Knowledge of escrow analysis, property tax processes, and insurance compliance

Experience in member/customer service, preferably in banking or financial services

Strong analytical, research, and problem-solving skills

Proficiency in navigating multiple systems and performing accurate data entry

Effective verbal and written communication skills

Demonstrates willingness to support and learn from senior team members; shares knowledge when prompted and participates in peer learning activities

Ability to manage multiple priorities independently and within a team environment

Competence in Microsoft Word, Excel, and related applications

Familiarity with Investor, Insurer, and Navy Federal guidelines as they relate to mortgage loan origination and mortgage servicing

Familiarity with Conventional, FHA, VA loans & RESPA guidelines

Familiarity with Fannie Mae, Freddie Mac and/or VA mortgage servicing guidelines

Experience in managing multiple priorities independently and/or in a team environment to achieve goals

Experience in preparing accurate reports, maintaining data integrity within servicing systems, and supporting regulatory compliance through routine monitoring and documentation Desired Qualifications Familiarity with Navy Federal mortgage products, policies, and procedures

Experience as a licensed insurance agent or property tax collector

Additional Information Hours:

Monday - Friday, 8:00AM - 4:30

PM Location:

820 Follin Lane, Vienna, VA 22180

5510 Heritage Oaks Drive, Pensacola, FL 32526

141 Security Drive, Winchester, VA 22602 About Us Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks. Our approach to careers is simple yet powerful: Make our mission your passion.

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Equal Employment Opportunity:

All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.

Accommodations:

If you need accommodation or assistance for a qualifying condition to complete the online application (or during any stage of the hiring process), you can contact Navy Federal's Medical Accommodations team at medicalaccommodations@navyfederal.org or by calling 1-888-503-6013. This team cannot provide any information on job postings or application status.

Disclaimers:

Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team's discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site. Protect Yourself from

Job Scams:

Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.

Bank Secrecy Act:

Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.