Disclosure Desk Specialist Shore United Bank is a full-service financial institution with a rich history dating back to 1876. In excess of $6 billion in assets, we offer innovative financial services delivered with the personal touch you expect. We serve a broad geographic area with branches in Maryland, Delaware, and Virginia, and we also provide a comprehensive suite of digital banking services that allow you to bank with us no matter w life takes you. In addition to banking, we offer trust and wealth management services through Wye Trust, a division of Shore United Bank. Together, our team of experienced professionals is dedicated to helping you achieve your financial goals.

Shore United Bank is seeking a full-time Disclosure Desk Specialist to join our team. The Mortgage Disclosure Specialist will report to the Disclosure Desk Team Lead. This role is a central part of the loan process to ensure compliance with TRID and additional federal, state and local disclosure regulations. They will support daily operations to ensure initial and re-disclosure packages are completed accurately and are provided to clients in a timely manner per guidelines. The ideal candidate will possess experience with residential mortgage application disclosures and a strong understanding of requirements for redisclosure/change of circumstances. This role maintains effective communication with members, business partners, and team members to uphold Shore United Bank's commitment to quality customer service.

Essential Functions Include:

• Prepare and review disclosure packages including the Loan Estimate
• Review disclosure related data entered in the Loan Origination System ("LOS") for accuracy
• Ensure proper loan set-up within the LOS and loan structure is accurate according to loan program and type
• Review files submitted for re-disclosure in adnce to regulatory compliance requirements and internal company policies and procedures
• Determine and document validity of changed circumstances by collaborating with origination staff, processing, or underwriting as necessary to determine the root cause and timing of the changed circumstance
• Monitor Disclosure Desk work queue and e-mail to support all team members within prescribed service level agreement timeframes
• Cooperates with, participates in, and supports the adnce to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank's compliance with all regulatory requirements, e.g., Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, SAFE Act, etc.; ensures that the office and all personnel ad to the same.
• Participates in required training sessions, including training for compliance with BSA/AML policies and procedures.