Mortgage Lender-Sparks, NV

Mortgage Lender-Sparks, NV Zions Bancorporation - 3.5 Sparks, NV Job Details 18 hours ago Benefits Profit sharing Paid training Paid parental leave Paid holidays Disability insurance Health insurance Dental insurance Flexible spending account Tuition reimbursement Paid time off Adoption assistance Parental leave Vision insurance 401(k) matching Benefits from day one Qualifications Spanish Customer communication Automated underwriting system Compliance with loan regulations Providing guidance on banking products Credit risk assessment Regulatory compliance Residential construction English Mid-level Mortgage closing Loan application intake Coordination (loan closing) Computer skills Communication skills Credit analysis Full Job Description Nevada State Bank, a division of Zions Bancorporation, N.A., was founded on Dec. 9, 1959 by 12 businessmen full of Nevada's pioneering spirit. As a full-service bank, we offer a complete range of consumer , private , and business banking services. Our colleagues regularly volunteer in their communities and have been dedicated to helping make Nevada a better place to live for more than 60 years. By embracing the bank's Core Values of extraordinary service, adaptability, teamwork, communication, development, accountability, community, and respect—we have built a culture of service and engagement. NSB has a commitment to career development through tuition reimbursement and continuous learning opportunities, in addition to other competitive benefit offerings. We offer medical benefits on day one, 401k matching, and paid holidays. With a strong commitment to inclusion, NSB offers several colleague-led business resource forums open to all employees, with the intent to provide our colleagues with opportunities to share and value diverse cultures, viewpoints and experiences. At Nevada State Bank, we truly believe that it matters WHO you work with. We are now accepting applications for a Mortgage Lender to join our northern Nevada team. If you have a passion for speaking with potential home buyers and are eager to learn the role of a mortgage lender, this is the role for you!

Essential Functions:

Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches. Ensures compliance with regulatory guidelines in the performance of loan originator duties. Interviews potential applicants to develop information concerning their needs, desires and other information. Obtains and reviews pertinent financial and credit data. Responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software. Ensures any re-disclosures are made timely. May order appraisals through system, arrange for title search and obtain necessary documents. Responsible to communicate with the customer throughout the process and work with processors through closing. Originates residential home loan

Qualifications:

4+ years of mortgage lending origination experience required, including residential construction experience or other directly related experience, college degree preferred. A combination of education and experience may meet requirements. Bilingual, Spanish and English preferred. Knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations. Ability to successfully solicit loans. Good problem solving skills. Ability to work independently. Strong interpersonal skills. Demonstrated ability to handle multiple priorities. Strong verbal and written communication skills. Ability to work effectively in high pressure environment. Ability to work with various types of computer software, including mortgage specific software.

Benefits:

Medical, Dental and Vision Insurance - START DAY ONE! Life and Disability Insurance, Paid Parental Leave and Adoption Assistance Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts Paid Training, Paid Time Off (PTO) and 13 Paid Holidays, (includes Nevada Day & Family Day) 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience Mental health benefits including coaching and therapy sessions Tuition Reimbursement for qualifying employees Employee Ambassador preferred banking products This position is eligible for hourly state minimum wage plus commission. Commission is calculated based on financed loans that meet customer qualifications and lender requirements.