Collateral & Delivery Analyst (Mortgage)

We're adding a Collateral and Delivery Analyst to our onsite team in Moorestown, NJ! This is a hybrid role, work in the office Monday - Wednesday, then work remotely on Thursday and Friday. This entry-level position is an excellent opportunity for individuals with less than five years of professional experience to build a strong foundation in the mortgage industry. We're looking for someone who's motivated, detail-oriented, and organized, and who can thrive in a fast-paced environment. If you're a strong communicator and eager to learn, this could be a great fit for you. The Collateral and Delivery Analyst plays a key role in the Post-Closing team by ensuring the timely, accurate review and delivery of mortgage collateral documents in accordance with investor, agency, and custodial guidelines. This role is responsible for tracking document exceptions, resolving deficiencies, and coordinating the movement of collateral to facilitate successful loan sales and transfers. The Analyst supports Arc Home's compliance, funding, and salability objectives through meticulous document management and operational collaboration.

Essential Job Functions:

Coordinate the daily delivery of mortgage data and physical collateral documents to investors, document custodians, and warehouse banks in accordance with applicable requirements. Review final collateral documentation, including Notes, recorded Security Instruments, and Assignments, to ensure compliance with agency, investor, and custodial standards. Track outstanding collateral documents and document exceptions, proactively working with custodians, title companies, and internal stakeholders to resolve discrepancies. Complete pool deliveries to investors and agencies (e.g., Fannie Mae, Freddie Mac, Ginnie Mae) and coordinate necessary collateral movement with custodians. Perform loan-level quality and eligibility checks to ensure accuracy of collateral data prior to investor delivery. Investigate and clear collateral exceptions cited during loan sale processes or by custodial audits. Maintain accurate tracking of outstanding collateral items within internal systems and produce status reports as required. Collaborate with Post-Closing, Capital Markets, Servicing Transfer, and Warehouse Financing teams to ensure smooth operational transitions. Identify trends in document exceptions and recommend process improvements to enhance delivery timelines and loan salability. Assist with audits, custodial reconciliations, special projects, and other related duties as assigned by Post-Closing leadership.

Position Qualifications:

Skills/Competencies:

Knowledge of mortgage collateral documentation, delivery procedures, and custodial operations. Familiarity with Agency (Fannie Mae, Freddie Mac, Ginnie Mae) guidelines, warehouse lender requirements, and investor delivery standards. Strong analytical skills with the ability to identify discrepancies and drive resolution. High attention to detail, accuracy, and organizational skills. Excellent communication and interpersonal skills for working with internal teams and external partners. Ability to prioritize, manage multiple tasks, and meet strict deadlines in a fast-paced environment. Proficiency with Microsoft Office Suite (Excel, Word, Outlook); experience with loan origination or document tracking systems preferred. Ability to work independently while contributing to team goals.

Education and Experience:

High school diploma or equivalent required; Associate's or Bachelor's degree preferred. Prior mortgage industry experience or familiarity with TRID, RESPA, and general mortgage compliance regulations would be a plus At Arc Home, we prioritize life-work balance, ensuring our team members feel supported both personally and professionally:

Comprehensive Health Benefits:

We offer competitive health, dental, and vision plans, as well as life and disability insurances. Additional supplemental insurance options are also available. Eligibility starts the 1st of the month after your start date. Paid Time Off (PTO): PTO starts accruing from your first day of employment, allowing you to take the time you need. We also observe 10 paid holidays annually. 401(k)

Retirement Savings Plan:

We provide a Safe Harbor 401(k) plan with a generous company match to help you build a secure financial future. You can choose between Traditional and Roth 401(k) options.

Friends & Family Loan Program:

Team Members and their family and friends can take advantage of discounted rates on home purchases or refinancing through this exclusive program.

About Arc Home:

Arc Home LLC, founded in 2016 excels in providing wholesale mortgage brokers and correspondent lenders with specialized Non-QM lending solutions. Our approach centers on delivering smooth and efficient transactions, backed by innovative lending products and market-leading pricing strategies. We continuously enhance our portfolio to align with market trends, ensuring our clients have access to a broad spectrum of mortgage options. As a top 10 Non-QM lender, Arc Home is not just committed to current excellence but also to future innovation in the mortgage industry. Alongside our comprehensive suite of standard agency mortgage programs, we are continuously expanding our range of specialty mortgage solutions. This forward-thinking approach is bolstered by the support of our parent organization, Angelo, Gordon & Co., L.P. ("TPG Angelo Gordon"), enabling us to develop new products.

Disclaimer:

The above statements are intended to describe the general nature and level of work being performed by associates assigned to this job. It is not designed to be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of associates assigned to this job.