Mortgage Loan Processor Intel loans, Inc. Coral Gables, FL Job Details Part-time | Full-time $50,931.91 - $91,337.35 a year 9 hours ago Benefits Health insurance 401(k) Paid time off Employee assistance program Professional development assistance Flexible schedule Qualifications Microsoft Excel Fair Housing Act Loan compliance checks Underwriting guidelines adherence Federal Housing Administration (FHA) loans Credit risk assessment Customer service Basic math Conventional mortgage loans Financial software Real Estate Settlement Procedures Act (RESPA) Documentation tools Credit history review Productivity software Customer support for financial loans FNMA Credit report analysis Regulatory compliance analysis Loan Origination Systems (LOS) Veterans Affairs (VA) loans Legal compliance TRID compliance Banking Cross-functional communication Full Job Description Job Summary Join our dynamic team as a Non Qm Mortgage Loan Processor and become a vital part of the home financing journey! In this energetic role, you will coordinate and manage the processing of mortgage loan applications, ensuring all documentation and compliance standards are meticulously met. Your expertise will help streamline the loan approval process, providing exceptional service to clients while adhering to industry regulations. If you thrive in a fast-paced environment and are passionate about helping people achieve their homeownership goals, this is the perfect opportunity for you to make a meaningful impact! Duties Review and verify all loan documentation, including income, employment, credit reports, and property details to ensure completeness and accuracy. Coordinate with loan officers, underwriters, and clients to gather necessary information for loan approval. Ensure compliance with federal and state regulations such as TILA (Truth in Lending Act), TRID (TILA-RESPA Integrated Disclosure), Fair Housing laws, and other mortgage servicing standards. Prepare and submit loan packages for underwriting approval using industry-standard software like Encompass or similar platforms. Maintain clear internal communication with team members regarding loan status updates and required actions. Monitor loan progress through each stage of processing, from application intake to final approval or denial. Stay current on industry knowledge of Non qm, Dscr, Commercial, FNMA (Fannie Mae), FHA (Federal Housing Administration), VA (Veterans Affairs) loans, and conventional mortgage loans to ensure accurate processing and compliance. Requirements Proven experience in loan origination, mortgage servicing, or as a loan officer within the financial services sector. Strong understanding of lending processes, including mortgage documentation, credit analysis, underwriting, and compliance with loan regulations. Familiarity with FNMA guidelines, FHA/VA loans, TILA, TRID regulations, and banking regulatory compliance standards. Proficiency in Microsoft Office Suite (Word, Excel) and industry-specific software such as Encompass or equivalent mortgage processing tools. Excellent attention to detail with strong math skills including basic math calculations related to escrow and amortization schedules. Effective internal communication skills to collaborate seamlessly with team members and clients. Ability to handle multiple tasks efficiently while maintaining high accuracy under tight deadlines. Knowledge of fair housing regulations and industry best practices for customer service in financial transactions. Embark on a rewarding career where your expertise accelerates homeownership dreams! We are committed to fostering an inclusive environment that values your skills and dedication—help us shape the future of mortgage lending today!

Pay:

$50,931.91 - $91,337.35 per year

Benefits:

401(k) Employee assistance program Flexible schedule Health insurance Paid time off Professional development assistance People with a criminal record are encouraged to apply

Work Location:

Hybrid remote in Coral Gables, FL 33134