Residential Lending Processor II

Residential Lending Processor II Naperville, IL Job Details Full-time $24 - $25 an hour 1 day ago Benefits Health insurance Dental insurance Tuition reimbursement Vision insurance 401(k) matching Pet insurance Qualifications Income verification (loan underwriting) Title processing Document review (document control) Regulatory compliance Mid-level Mortgage closing High school diploma or GED Coordination (loan closing) Organizational skills Computer skills 2 years TRID compliance Regulatory compliance management Full Job Description DuPage Credit Union has an immediate, full-time opening for a Residential Lending Processor. For over 70 years, DuPage Credit Union has been a trusted financial resource for members and the local community. We support members through life's big and small moments by listening to their needs and working collaboratively to deliver the right financial solutions. Our Residential Lending team is member-focused, detail-oriented, and committed to operational excellence. The team works together to ensure mortgage loans are processed efficiently, accurately, and in compliance with all applicable regulations. Position Overview The Residential Lending Processor II is responsible for the efficient and timely processing of mortgage and home equity loans from application through funding. This role proactively manages a pipeline of loan files, ensuring underwriting conditions, documentation requirements, and compliance standards are met throughout the lending process. This position requires strong organizational skills, attention to detail, and the ability to manage multiple priorities while maintaining clear communication with members, loan officers, underwriters, and third-party partners. Processor II plays an important role in delivering smooth and supportive lending experience for members while helping the Residential Lending team meet production and service goals.

Key Responsibilities :

Manage the loan processing pipeline by performing daily analysis, identifying priorities, tracking deadlines, and ensuring mortgage and home equity loans progress efficiently from application through funding. Review and process loan documentation by verifying the accuracy and completeness of applications and supporting documentation, including income, employment, assets, title work, appraisals, and flood determinations. Ensure regulatory and compliance accuracy by preparing and delivering required mortgage disclosures and maintaining adherence to applicable lending regulations, TRID requirements, and credit union policies. Clear underwriting conditions and maintain loan timelines by resolving outstanding conditions, monitoring rate locks and approval expirations, and coordinating with underwriting to keep loans on track for closing. Provide proactive communication and coordination with members, loan officers, underwriters, and third-party partners to deliver status updates, resolve issues, and ensure a smooth and timely mortgage experience.

Qualifications :

High School diploma or equivalent required. 2+ years of mortgage processing and pipeline management experience or 3+ years of mortgage lending experience. Strong knowledge of mortgage documentation and verification requirements, including income, assets, credit, and title documentation. Working knowledge of mortgage regulations, compliance requirements, and disclosure timelines. Proven ability to manage multiple loan files simultaneously while maintaining strong organization, accuracy, and communication with members and internal partners. Work Environment Fast-paced work environment with frequent interruptions and time-sensitive deadlines Significant phone and computer usage Ability to remain stationary for extended periods and perform routine, repetitive tasks Requires flexibility to accommodate changing priorities and workflow demands Benefits Generous Time Off 401K match Incentive opportunities Calm Health Subscription Medical Dental and Vision Tuition Reimbursement Pet Insurance Hybrid schedule available after 6 months, role dependent Work Schedule 40-hour work week Monday-Saturday, business hours Additional hours may be required based on business needs Our Values At DuPage Credit Union, we are driven by our vision and values, which shape our culture and guide everything we do. These values reflect what we stand for and how we operate: Integrity. Innovation. Collaboration. Excellence. Empowerment. By making these values central to all that we do, we can realize our vision of being a financial institution Where Financial Futures Thrive™. Equal Employment Opportunity Statement DuPage Credit Union is an Equal Opportunity Employer. We are committed to creating an inclusive workplace and providing equal employment opportunities to all applicants and team members without regard to race, color, religion, sex (including pregnancy, sexual orientation, and gender identity), national origin, age, disability, genetic information, veteran status, or any other status protected by applicable federal, state, or local law. DuPage Credit Union also provides reasonable accommodations to qualified individuals with disabilities in accordance with applicable laws.