Overview We are seeking a dynamic and detail-oriented Compliance Risk Specialist to join our team and strengthen our commitment to regulatory excellence. In this vital role, you will assist with BSA/AML program activities, risk mitigation, and fraud prevention efforts. You will also maintain working knowledge of BSA/AML requirements and supports monitoring, reporting, investigative processes and help protect the credit union and its members from fraud and suspicious activity through timely review, documentation and escalation. Responsibilities Identifies and mitigates risk exposure to the credit union by supporting fraud prevention, detection, and compliance efforts through the review and analysis of alerts, reports, investigations, and suspicious activity. Completes required Suspicious Activity Reports as necessary. Responsible for fully documenting findings after investigation is complete. This includes monitoring the risk associated with consumer and business accounts. Monitors system-generated reports to support the timely completion and submission of required Bank Secrecy Act (BSA) filings, including Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs). Responsible for monitoring the credit union's Customer Due Diligence process by reviewing alerts and investigating potential high risk member activity. Conducts enhanced due diligence on high-risk member accounts in accordance with the credit union policies. Assist with account maintenance and special projects to support the accuracy integrity of the credit union's records and systems, such as deceased accounts, escheatment, documentation retention, and NRA accounts. Responsible for ensuring OFAC regulations are followed and in compliance by testing, reviewing, and monitoring reports related to accounts, wires, IAT and 314(a). Assist with incoming member calls to the Risk department regarding account fraud situations. Other projects or duties as assigned relating to the Risk Management function of the credit union. Experience One year to three years of similar or related experience. A high school education or GED. Working knowledge of VISA card network rules and regulation. An understanding of Bank Secrecy Act (BSA), Anti-Money Laundering (AML), CIP/KYC and OFAC regulation reporting requirements. Working knowledge of credit union operations, policies, procedures including deposit accounts, and electronic services. Strong member service skills with the ability to effectively research and resolve issues and discrepancies. Strong organizational skills and case management is required. Experience with Verafin is preferred. Join us in safeguarding our organization's integrity while advancing your career in a fast-paced, impactful environment!

Pay:

$20.57 - $25.71 per hour

Benefits:

401(k) Dental insurance Health insurance Life insurance Paid time off Vision insurance

Work Location:

In person