Senior Fraud Analyst II (1st and 2nd Shift) Newark, Delaware

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• To proceed with your application, you must be at least 18 years of age.
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• posting eligibility requirements
• prior to applying for any new position.
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• Job Description:

• At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection.

We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

• Job Description:

• This job is responsible for reviewing complex products for the prevention and detection of possible fraud.

Key responsibilities include researching and analyzing of account activity to assess levels of risk and fraud. Job expectations include completing inbound and outbound calls, taking appropriate action based on transaction characteristics of greater complexity, performing functions related to research, and resolving fraudulent activity and service support.

• Responsibilities:

• + Services banking products with high-risk activity to maximize approval of legitimate transactions, minimize client impact at the point of sale, identify fraudulent activity, and restrict account activity + Makes decisions based on judgment, research, and extensive job experience, following established procedures and guidelines while leveraging multiple systems + Assesses the level of risk and makes decisions which directly affect the customer experience and risk to the bank + Reviews and analyzes accounts and relationships that may require differentiated treatment or specialized resolution + Complies with industry regulations, bank procedures, integrity levels of the department's system, and financial controls + Records data captured during client interactions accurately •

Start Date:

October 26, 2026•

Shift:

Monday through

Friday:

8:00am-4:30pm or 11:30am-8:00pm

• Training:

  Approximately 10 weeks

• Required Qualifications:

• + Strong analytical and organizational skills + Demonstrated ability to solve complex problems by reviewing related information + Ability to multi-task, including researching information through multiple systems, in order to make judgmental decisions based on the data reviewed + Customer centric approach + Demonstrates a strong sense of urgency + Able to work in a fast-paced, ever-changing environment with a strong focus on risk mitigation and client experience + Comfortable taking inbound or making outbound calls to clients in a high production focused environment + Communicates effectively and confidently and is comfortable engaging all clients + Has the ability to learn and adapt to new information and technology platforms + Ability to follow established processes and guidelines in daily activities to do what is right for clients and the bank, adhering to all applicable laws and regulations + Good time management skills + Flexible to work weekends and/or extended hours as needed •

Desired Qualifications:

• + Prior experience in Retail Fraud Servicing, Claims or Fraud Detection + Experience working in an environment where both individual and team goals are met or exceeded routinely

• Skills:

• + Analytical Thinking + Client Experience Branding + Customer and Client Focus + Due Diligence + Research + Attention to Detail + Data Collection and Entry + Policies, Procedures, and Guidelines + Referral Management + Written Communications + Adaptability + Business Intelligence + Investigation Management + Issue Management + Relationship Building

• Minimum Education Requirement:

• High School Diploma / GED / Secondary School or equivalent Internal employees who are currently working from home are still eligible to apply. However, if selected for the role, you may be required to work onsite in accordance with the workplace excellence policy.

• Shift:

• 1st shift (United States of America)

• Hours Per Week:

• 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws.

The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your

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• poster.
• View the LA County Fair Chance Ordinance (https://dcba.lacounty.gov/wp-content/uploads/2024/08/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf) .
• Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse.

Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.