Product Specialist -Lease Pricing Specialist Analyst Chicago, Illinois;Providence, Rhode Island

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• Job Description:

• At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection.

We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

• Job Description:

• The Product Specialist II provides analytical support to Global Leasing client teams throughout the sales process, assisting in the structuring and execution of asset-finance transactions across a diverse range of asset classes, industries and markets.

The Product Specialist II supports pricing, modeling, and other economic analyses under the guidance of more experienced team members, with opportunities to learn how tax, accounting, credit, and other financial considerations are incorporated into lease optimization models. Assists with preparing analyses for client teams and develop relationships with internal functional groups to support origination, funding, and booking activities. Contributes to strategic analytic assignments and analytical tools that support the Global Leasing business.

• Responsibilities:

• + Support evaluation of transaction economics through creation of cash flow models, and using pre-tax and after-tax analytical methods + Assist with pricing new transactions for hold and sell scenarios, and modeling transactions around internal metrics and/or syndication market assumptions + Help analyze cash flows and structures, escalating questions and recommendations to senior team members + Build knowledge of tax and other technical aspects of lease structuring and analysis + Prepare presentation materials for internal and external discussions + Prepare associated document schedules and pricing exhibits; support documentation review as needed + Partner with Leasing team members to provide analytical support, economic analysis, and structuring input for transaction review and approval forums + Assist in identifying, analyzing, and working through commercial, structural, tax, and accounting issues + Coordinate with Credit, Risk, Finance, Tax, and Operations on economic, tax, structural, and accounting questions or issues with guidance from senior team members + Support the development and maintenance of analytical models as needed •

Required Qualifications:

• + 2+ years of experience in cash flow modeling, financial modeling, credit analysis within a commercial/corporate banking related environment.

+ Must have strong mathematical analytical and problem-solving skills. + Proficiency in Excel, including financial analysis, formulae, and model review. + Ability to work collaboratively with cross-functional partners such as Accounting, Tax, Credit, Operations, Documentation, Finance, and Risk

• Desired Qualifications:

• + Exposure to leasing, structured asset finance, project finance, commercial banking, credit, accounting, tax, or treasury concepts + Coursework, internship, rotational program, or early-career work experience involving financial modeling, cash flow analysis, valuation, accounting, economics, or corporate finance + Interest in leasing and asset finance products, including related tax, accounting, and regulatory capital considerations + Familiarity with loan, lease, valuation, or financial modeling software is helpful but not required + Bachelor's Degree with a concentration in Mathematics, a mathematical Science, Economics, Finance, CFA level 3, Business, Engineering, Data Analytics, or another quantitative or analytical discipline.

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• Skills:

• + Attention to Detail + Analytical Thinking + Problem Solving + Coding + Financial Forecasting and Modeling + Oral & Written Communication + Issue Management + Lease Structuring + Self-Motivated with Strong Work Ethic + Prioritization + Written Communications + Collaboration + Business Acumen + Continuous Improvement + Innovative Thinking + Reporting

• Minimum Education Requirement:

• High School Diploma / GED / Secondary School or equivalent

• Shift:

• 1st shift (United States of America)

• Hours Per Week:

• 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws.

The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your "Know your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12.pdf) " poster. View the LA County Fair Chance Ordinance (https://dcba.lacounty.gov/wp-content/uploads/2024/08/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf) . Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason. Investment products offered through MLPF&S and insurance and annuity products offered through

MLLA:

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• May Lose Value
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