Pay:

$41,600.00 - $250,000.00+ per year Job description: About EvaFi EvaFi is a technology-forward, client-first lending platform built to modernize the personal lending experience. We help people simplify high-interest debt through smart debt consolidation solutions—combining speed, transparency, and a consultative approach so clients can move forward with clarity and confidence. As we continue to scale, we're hiring a high-performing Debt Advisor who thrives in a fast-paced, results-driven environment and genuinely enjoys helping people improve their financial outlook. As a Debt Advisor at EvaFi, you'll speak with clients via a blend of inbound and outbound calls, evaluate their financial situation, and recommend tailored debt consolidation loan solutions. You'll educate, guide, and close—while building trust and delivering a best-in-class client experience. This is a performance-based role with base pay + uncapped commissions and strong income upside for top performers. Base pay is $20.00 an hour plus uncapped commissions. What You'll Be Doing Deliver clear, consultative financial education to help clients understand debt consolidation, loan structures, rates, terms, and realistic repayment outcomes. Engage clients through a high-volume mix of inbound and outbound calls, qualifying needs, building trust quickly, and driving conversions. Assess each client's financial profile—including credit, income, and current debt obligations—to recommend the best-fit consolidation path and guide them through next steps. Confidently overcome objections and move qualified clients to a decision, closing efficiently while maintaining a client-first, ethical approach. Partner with lending institutions and internal teams (underwriting/support) to secure competitive terms and ensure a smooth, compliant end-to-end loan experience. Consult & educate clients on debt consolidation options, helping them understand loan structures, rates, terms, and repayment outcomes Guide clients through the application process using EvaFi's technology platform to move efficiently from conversation to approval Work with lending partners to pursue the most favorable terms available for each qualified client Maintain strong client relationships through clear communication, responsiveness, and integrity—driving referrals and repeat business Partner cross-functionally with internal teams (sales leadership, underwriting, support) to create a seamless and compliant loan experience Operate with accuracy and compliance while meeting performance metrics and maintaining ethical lending practices What You'll Bring 2+ years of experience in inside sales, personal lending, financial services, debt consolidation, or a related consultative sales environment Strong phone presence with the ability to build trust quickly and communicate clearly A goal-driven mindset with a track record of meeting/exceeding KPIs (conversion, talk time, revenue, close rate, etc.) Confidence navigating objections and guiding clients toward decisions that fit their needs Tech comfort—you're quick to learn CRMs and digital lending tools High empathy + professionalism: you can be persuasive while keeping the client's best interest front and center A relentless work ethic, positive energy, and coachability in a high-accountability culture Compensation & Benefits Base pay + uncapped monthly commissions On-Target Earnings (OTE): $72,000-$250,000+ (top performers exceed this) Paid training (structured onboarding to set you up for success) Health, dental, and vision insurance (eligible after 30 days, if applicable to your plan design) Paid time off + holidays Ongoing coaching, skill development, and clear growth opportunities Positive, energetic, team-oriented office culture

Job Details Location:

Irvine, CA (in-office)

Employment Type:

Full-Time Compensation:

Base + commission (OTE $72,000-$250,000+) Equal Opportunity EvaFi is an equal opportunity employer. We celebrate diverse backgrounds and perspectives and are committed to building an inclusive workplace. Ready to Apply? If you're a consultative seller who enjoys helping people regain control of their finances—and you want uncapped earning potential in a fast-growing fintech—apply now with your resume and a short summary of your debt consolidation / personal lending experience.

Job Type:

Full-time Benefits:

Dental insurance Flexible schedule Health insurance Paid time off Paid training Vision insurance

Work Location:

In person

Pay:

$41,600.00 - $250,000.00 per year

Benefits:

401(k) Dental insurance Flexible schedule Flexible spending account Health insurance On-the-job training Opportunities for advancement Paid sick time Paid time off Paid training Tuition reimbursement Vision insurance

Work Location:

In person