Data Expert - Enterprise Credit Portfolio Analytics

• Position Overview
• At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve.

We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Data Expert within PNC's Enterprise Credit Portfolio Analytics organization, you will be based in Pittsburgh, PA, Cleveland, OH, Tysons Corner, VA, or Strongsville, OH.

Job Summary:

The Enterprise Credit Portfolio Analytics team delivers rapid, high impact analytical solutions to support business decision making. This role focuses on translating incoming business requests into actionable analytics, partnering closely with technology teams, and delivering prototypes and production ready solutions within short timelines. The ideal candidate brings strong data and analytics expertise, a portfolio level mindset, and comfort working with modern tools and AI enabled capabilities.

Key Responsibilities:

• Respond to incoming analytics and data requests with urgency, delivering solutions within defined timelines
• Partner with technology and engineering teams to develop, refine, and deploy analytical solutions
• Translate ambiguous business questions into clear analytical approaches and defensible insights
• Design, build, and prototype analytics solutions, then support transition into production environments
• Apply portfolio level analysis to support credit and commercial decision making
• Identify opportunities to improve, automate, or reimagine existing analytics and business processes
• Leverage modern analytics, low code, and automation tools to create scalable, practical solutions
• Incorporate AI enabled features responsibly to enhance analytics, workflows, and decision support
• Act as a trusted analytics partner and subject matter resource for stakeholders and team members

Required Qualifications:

• Strong foundational expertise in data and analytics, including data sourcing, modeling, and analysis
• Proven ability to develop end to end analytical solutions from concept through production
• Experience translating business context, intent, and constraints into effective analytical designs
• Hands on experience with modern analytics and low code platforms (e.g., Power BI, Power Apps, workflow or automation tools)
• Demonstrated problem solving skills with a context driven, business first approach
• Ability to work effectively in fast paced, request driven environments

Preferred Qualifications:

• Experience working with enterprise or portfolio level data, preferably in commercial or credit portfolios
• Background in banking, financial services, or related industries (experience in other industries also considered)
• Familiarity with AI enabled tools and emerging technologies, including Copilot, AI Builder, or similar platforms
• Exposure to agentic or semi autonomous AI concepts and their responsible application to business problems PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance.

We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in

STEM OPT

for this position.

• Job Description
• + Manages and develops information systems for clients; conducts data information analysis for a variety of studies under the direction of organizational standards.

Develops strategies for data implementation, data acquisition, and archive recovery. + Helps advise business, applications and operations counterparts to ensure data integrity and availability. + Structures the environment and creates logical storage units especially for size and physical locations, to map database elements into logical units. + Implements and supports technologies for managing and effectively utilizing multiple information sources, formats and uses. Resolves data integration and security issues for adherence to the organization's quality standards. + Researches customers needs, conducts awareness and promotional sessions for potential customers. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: +

• Customer Focused
• - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. +
• Managing Risk
• - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
• Qualifications
• Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
• Preferred Skills
• Analytical Thinking, Competitive Advantages, Data Analytics, Data Mining, Data Science, Machine Learning (ML)
• Competencies

• Application Design, Architecture, Business Intelligence, Data Architecture, Data Governance, Data Mining, Emerging Technologies, Informatics/Information Sciences, IT Standards, Procedures & Policies, Modeling:

  Data, Process, Events, Objects, Root Cause Analysis (RCA)
• Work Experience
• Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
• Education
• Bachelors
• Certifications
• No Required Certification(s)
• Licenses
• No Required License(s)
• Pay Transparency

• Base Salary:

  $65,000.00 - $172,250.00 Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.
• Application Window
• Generally, this opening is expected to be posted for two business days from 03/24/2026, although it may be longer with business discretion.
• Benefits
• PNC offers a comprehensive range of benefits to help meet your needs now and in the future.

Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com .

• Disability Accommodations Statement
• If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.

com . Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

• Equal Employment Opportunity (EEO)
• PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

• California Residents
• Refer to the California Consumer Privacy Act Privacy Notice (https://content.

pncmc.com/live/pnc/aboutus/HR/Onboarding/PNC\_CCPA\_Privacy\_Disclosure\_Employee.pdf) to gain understanding of how PNC may use or disclose your personal information in our hiring practices.