San Antonio Home Office I Charlotte, NC

• CENTS Colorado Springs Campus Tampa Crosstown Phoenix Campus (Main) Plano East Full time

R0120931

• Why USAA?
• At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values
• honesty, integrity, loyalty and service
• define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.
• The Opportunity
• We are seeking a Mid-Level Quantitative Risk Analyst with strong expertise in AML (Anti-Money Laundering) modeling and financial crime risk analytics.

The ideal candidate will possess at least four years of quantitative risk experience within a large financial institution and a minimum of two years of hands-on AML experience, including transaction monitoring, customer risk scoring, model development, model validation, or financial crime analytics. In this role, you will leverage statistical and quantitative techniques to develop, monitor, and enhance risk models that support AML compliance, risk identification, and regulatory requirements while ensuring model performance and effectiveness. The successful candidate will demonstrate exceptional analytical and problem-solving skills, with a strong attention to detail and the ability to work accurately in a highly regulated environment. They must be an effective communicator who can clearly present complex quantitative findings and risk insights to both technical and non-technical stakeholders. Experience with data analysis tools such as SQL, Python, SAS, or R is preferred, along with a solid understanding of risk management frameworks, model governance, and AML regulatory expectations. The ability to collaborate across compliance, risk, audit, and business teams is essential for success in this role. We offer a flexible work environment that requires an individual to be

• in the office 4 days per week.
• This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL Relocation assistance is
• not•available for this position.

• What you'll do:
• + Utilizes advanced analytics to assess future risk, opportunities, and effectiveness and translates results into meaningful solutions to enhance decision making.

+ Assesses and mitigates exposures through the identification of key and emerging risks in alignment with the risk strategy and appetite. + Applies knowledge to produce analytical material for discussions with cross functional teams to understand complex business objectives and influence solution strategies. + Produces and communicates analytical content for discussions with cross functional teams, governance committees and business process owners to influence business strategies. + May create statistical reporting and financial analysis to forecast results for required stress test scenarios, including analyzing and challenging stress testing results and partnering with relevant functions to validate those results. + May engage in model validations, produce model validation reports, measure and aggregate model risks, and/or report on model issues to committees, auditors, and regulators.

• What you have:
• + Bachelor's degree in Economics, Finance, Statistics, Mathematics, Engineering, Actuarial Sciences, or quantitative field; OR 4 years of relevant education and/or experience.
• Experiences that will support your success:
• + 4 years related quantitative analysis experience in a discipline relevant to risk management to include statistical analysis, modeling, mathematics or other quantitative discipline.

+ OR advanced degree/designation in Economics, Finance, Statistics, Mathematics, Actuarial Sciences, or other quantitative discipline and 2 years work experience in a quantitative discipline relevant to risk management.

• What sets you apart
• :•+ US military experience gained through military service or gained as a military spouse / domestic partner + Bachelor's or Master's degree in Statistics, Mathematics, Economics, Finance, Data Science, or a related quantitative field.

+ 4+ years of quantitative risk, model risk, fraud risk, or analytics experience within a large financial institution. + 2+ years of AML-focused experience, including transaction monitoring, customer risk scoring, sanctions, financial crimes analytics, or AML model development/validation. + Proficiency in SQL, Python, SAS, R, or similar analytical tools. + Knowledge of AML regulations, model governance, and risk management frameworks. + Strong problem-solving abilities with exceptional attention to accuracy and detail.

• Compensation range:
• The salary range for this position is: $93,770
• $179,240

.

• USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

• Compensation:

• USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive.

You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

• Benefits:

• At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness.

These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. _Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._ _USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._

• If you are an existing USAA employee, please use the internal career site in OneSource to apply.
• Please do not type your first and last name in all caps.
• _Find your purpose. Join our mission._
• USAA is unlike any other financial services organization.

The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity. USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself

• you just need to share our passion for serving our more than 13 million members. USAA is an EEO/AA Employer
• applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law. California applicants, please review our HR CCPA
• Notice at Collection (https://statmcstg.

usaa.com/mcontent/static\_assets/Media/enterprise\_hr\_cpra\_notice\_at\_collection.pdf) here.

USAA is an EEO/AA Employer

• applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.