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AppleOne
Collections Specialist
Career Insights for Collections Specialist
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Based on Florida data
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What they do
A Collections Specialist works for a company or credit agency to collect bill or account payments owed by customers. Reviews the amount of an overdue account, contacts customers to request payment, and negotiates payment plans as needed.
$41,289 / year median in Florida
-6% projected decline
Job Description
Job Summary A Collections Specialist opportunity is available in Maitland, FL for a bilingual English/Spanish professional with strong communication, negotiation, and customer service skills. This temp-to-hire role is 100% on-site and supports a well-established vacation ownership and hospitality environment. This position is a strong fit for candidates who are comfortable discussing past-due accounts, resolving payment concerns, and helping customers find professional, solution-oriented payment arrangements. The team offers a structured, fast-paced environment with supportive leadership, clear expectations, and collaboration across customer service, accounting, finance, and servicing departments. Candidates who enjoy relationship-building, problem-solving, and performance-driven call center work can build valuable experience and long-term career potential in this role. Key Responsibilities
- Contact customers regarding past-due mortgage, HOA, and maintenance fee balances.
- Conduct high-volume collection outreach by phone and other approved communication channels.
- Negotiate payment arrangements and account resolutions within company guidelines.
- Research and resolve account, billing, and payment discrepancies.
- Maintain accurate documentation of collection activity, customer conversations, and account status updates.
- Identify accounts requiring escalation and work collaboratively with internal teams to support resolution. Compensation and Benefits
Pay:
$18.00 per hour.- Position type: Temp-to-hire.
Location:
Maitland, FL.- Work arrangement: 100% on-site.
Schedule:
Two days from 11:00 a.m. to 7:00 p.m. and three days from 9:00 a.m. to 5:00 p.m.Weekends:
Closed unless overtime is offered. Required Qualifications and Skills- Manage outbound collections activity for past-due mortgage, HOA, and maintenance fee accounts.
- Negotiate payment arrangements while maintaining professionalism and compliance.
- Document collection activity accurately and monitor assigned accounts for timely follow-up.
- Support account research, discrepancy resolution, and escalation procedures.
- Bilingual English/Spanish required.
- 1 to 2 years of relevant experience required, with 2 or more years of collections, customer service, call center, sales, mortgage servicing, or related experience preferred.
- Collections experience strongly preferred.
- Call center experience with high-volume outbound calling is a plus.
- Strong communication, negotiation, and interpersonal skills.
- Professional and confident telephone presence.
- Ability to handle sensitive financial conversations with empathy, respect, and confidentiality.
- Excellent attention to detail, organization, and follow-through.
- Comfortable working in a fast-paced, performance-driven environment with productivity, quality, attendance, and performance expectations.
- Typing speed of at least 35 WPM required, with typing speed testing required.
- Reliable attendance and punctuality required. Preferred Qualifications
- Experience in vacation ownership, mortgage, real estate, hospitality, financial services, or property management.
- Prior experience collecting on mortgage, HOA, maintenance fee, or similar account balances.
- Experience working with customer service, accounting, finance, or servicing teams in a structured call center environment.