Doc Drawer

Pacific Bay Lending Group, founded in 1992, believes that a lender can offer excellent service to mortgage brokers and strives to build lasting business relationships based on sound business practices. As a growing company, Pacific Bay Lending Group is reputed by its peers as a lender with honesty, integrity and outstanding broker service. We are currently licensed in 27 states and are looking for qualified individuals to join our team! This is an on-site position.

Responsibilities:

• Prepare/review loan documents and disclosures for mortgage loan transactions to ensure accuracy and timely closings.
• Coordinate and schedule document preparation.
• Prepare closing disclosures and reconciling title fees with settlement agent.
• Review title report for liens and judgments to be paid at closing, HUD-1 settlement statements and conditions to ensure sign off prior to closing.
• Closely examine all information pertaining to fees, rates, and property information.
• Ensure that all Prior to Doc conditions have been reviewed and signed off by the underwriter.
• Check title report for correct endorsements and approved items.
• Conduct compliance review of Loan Estimate, Closing Disclosure, and validate that the loan passes all federal and state rules.
• Review loan documents for accuracy and agency and investor requirements.
• Generate, review, and approve the Closing Package & HUD1 Settlement Statement.
• Communicate with appropriate parties to keep them updated throughout the closing process and close loans in a timely manner.
• Follow stacking order as conditions are signed off and new information is received.
• Maintain a thorough working knowledge of company and regulatory changes that affect the closing process.
• Meet production and quality standards consistently. Skills & Experience
• Minimum 2 years of mortgage doc drawing and closing or funding experience required.
• Familiar with reading and interpreting insurance policies, title reports, appraisals and settlement statements.
• Knowledge of RESPA disclosure requirements, FHA rules and regulations.
• Experience with Encompass LOS and IDS preferred.
• Possess strong attention to detail, analytical and organization skills.
• High level of integrity and trust; positive attitude and team player mindset.
• Excellent written and verbal communication skills.

If you share our values of integrity, teamwork, and loyalty, we want you to join our company.

Job Type:

Full-time Pay:

$40,000.00 - $50,000.00 per year

Benefits:

401(k) 401(k) matching Dental insurance Paid time off Vision insurance

Work Location:

In person