A title processor is responsible for researching and verifying the accuracy of property title records, including ownership details, deeds, surveys, and legal descriptions, to ensure a clear title for real estate transactions by preparing and submitting necessary documentation, review for accuracy, and prepare title applications, identifying potential issues, and resolving any discrepancies that may arise, while coordinating with lenders, realtors, and other parties involved in the closing process to facilitate a smooth transfer of ownership, all while adhering to local regulations and compliance standards. Key responsibilities of a title processor may include:

Review Title Search:

Review title searches to identify any liens, encumbrances, or other potential issues affecting the property title.

• Document review: Examine and verify the accuracy of legal documents like deeds, surveys, contracts, and property ownership records.
• Compliance checks: Ensure all documentation meets local and state regulations regarding title insurance applications.
• Title commitment preparation: Generate title commitments outlining the conditions of the title insurance policy based on the research findings.
• Issue resolution: Identify and address any title discrepancies or problems that may arise during the research process, working with the title examiner or underwriter to clear any issues.
• Communication with stakeholders: Collaborate with realtors, lenders, attorneys, and closing agents to gather necessary information and coordinate the closing process.
• Data entry and file management: Maintain accurate records of all title search information and related documents within the company's system.
• Closing document preparation: Assist in preparing closing documents such as settlement statements, HUD-1 forms, and deeds. Required skills for a title insurance company processor:
• Document review and analysis: Thoroughly reviewing and verifying the accuracy of legal documents like deeds, property surveys, contracts, and ownership records.
• Data entry and record keeping: Maintaining accurate records of title information in designated systems.
• Issue identification and resolution: Identifying any title issues and working with the appropriate parties to resolve them, such as contacting lien holders or clearing outstanding debts.
• Client communication: Communicating with buyers, sellers, real estate agents, lenders, and attorneys to gather necessary documentation and update them on the title processing status.
• Compliance adherence: Ensuring compliance with all relevant legal and regulatory requirements regarding title insurance and real estate transactions.

Required skills for a title processor: Attention to detail: High level of accuracy is crucial for identifying potential issues with property titles and in reviewing legal documents.

Research skills:

Ability to effectively research property records and interpret legal documents.

Analytical skills:

Analyzing complex property titles and identifying potential risks Communication skills: Clear and concise communication and interpersonal skills to interact with various stakeholders involved in a real estate transaction Technical proficiency: Familiarity with title search software and electronic record systems Legal knowledge: Basic understanding of real estate law, property ownership, and title insurance principles Organizational skills: Excellent organizational and time management skills to handle multiple files simultaneously

Independence and Deadlines:

Ability to work independently and meet deadlines

Pay:

$41,600.00 - $49,920.00 per year

Benefits:

Dental insurance Retirement plan Vision insurance People with a criminal record are encouraged to apply

Work Location:

In person