Find & Apply For Credit Analyst / Authorizer Jobs in Anaheim, California

FINANCING & CREDIT ANALYST DANIEL'S HOME CENTER

Anaheim, CA Job Details Full-time From $20 an hour 1 hour ago Benefits Paid training Paid holidays Health insurance Dental insurance 401(k) Paid time off Vision insurance Employee discount Opportunities for advancement Paid sick time Qualifications Microsoft Word Spanish Microsoft Excel Customer relationship building Interpersonal skills Phone communication Computer literacy Data analysis skills English High school diploma or GED Financial report interpretation Attention to detail Client retention Industry trends Customer relationship management Industry knowledge of financial regulations Financial goal setting advisory services Account management Legal compliance Retirement planning advisory services Client interaction via phone calls

Full Job Description Pay:

From $20.00 per hour Job description:

JOB TILE

Financial/ credit & Customer Service Advisor

JOB DESCRIPTION

Job Summary and Objective :

(Job duties will include, but will not be limited to) We are seeking a highly skilled and detail-oriented Financing & Credit Analyst to join our financial services team. In this pivotal role, you will evaluate creditworthiness, analyze financial statements, and assess risk to support lending decisions and credit management strategies. The ideal candidate will bring a comprehensive understanding of financial concepts, industry regulations, and analytical techniques to ensure sound credit practices. This position offers an excellent opportunity to contribute to the stability and growth of our financial portfolio through rigorous analysis, strategic negotiation, and adherence to compliance standards. As a member of Daniel's Home Center Financing Department must conduct an efficient , effective and professional financing process, make contact with customers regarding their contractual obligations, answer any questions about their accounts and bring past due accounts up to date; while representing the company in a positive , professional manner, and abiding by all company polices and all State and Federal Law. Keep aged trial balance current; Maintain customer files; assist answering phones; and other Receivables functions, able to work effectively in a cohesive team environment, positive, proactive work ethic and approach. This position is responsible for the administration and resolution of accounts receivables, billing, customer service issues, and is fully involved in the department approval process, and providing credit lines to clients following company's procedures.

Employment type:

Full time Position Qualifications To perform this job successfully, the individual must be able to perform each essential function satisfactorily. The requirements listed below are representative of the knowledge, skills and/or ability required.

• Bilingual; Spanish & English.
• Great telephone skills
• Able to reach assigned goals, manage large amount of calls.
• Demonstrate superior customer service skills and commitment to quality excellence.

ESSENTIAL DUTIES & RESPONSIBILITIES

(Other duties might be assigned) Contacts delinquent account customers by placing phone calls according to internal policy and procedure& following State and Federal Law. As a customer service associate Serves customers by providing product and service information, resolving product and service problems by performing company policies and procedures. Effectively resolves all customer service issues. Must support store with all assigned duties. Extend credit lines, approve credit applications and data entry. Records information about financial status of customer and status of collections efforts Sets, assigns and submits for approval delinquent accounts for field chaser, follows up on results and takes proper actions. Performs skip tracing when unable to locate clients. Determines possible legal procedures following department guidelines. Other Requirements Outgoing, positive attitude. Enthusiastic. Bi-Lingual (English/ Spanish) Verbal and Written. MUST. High energy level. Professional. Enjoy being with and working with people. Coachable. Willing to learn. Excellent ability to communicate to customers. Flexible schedule/ability to accommodate retail schedule which includes working weekends and holidays.

Strategic Planning:

Create, implement, and adjust long-term financial strategies and retirement plans.

Relationship Management:

Build and maintain long-term client relationships to retain business and secure referrals.

Market Analysis:

Keep up-to-date on market trends and financial regulations to provide accurate advice.

Account Servicing:

Handle administrative tasks, such as processing transactions, reviewing credit balances, and resolving inquiries.

Analytical Skills:

Ability to evaluate complex financial data and portfolios.

Communication:

Strong interpersonal skills to explain complex financial topics to clients Education High School Diploma (or GED). Computer skills (Microsoft word, excel, must be computer literate and able to accurately produce required reports with no errors.

COMPETITIVE BENEFITS PACKAGE

[ after 90 day probationary period. Health insurance vision dental paid Holidays paid vacations paid training Paid sick time 401-k- retirement Employee discount advancement opportunities

Work Location:

In person

Pay:

From $20.00 per hour

Benefits:

401(k) Dental insurance Employee discount Health insurance Paid time off Vision insurance

Work Location:

In person