Find & Apply For Financial Analyst Jobs in Otsego, Michigan

Job Title:

Commercial Credit Analyst (Credit Analyst II)

Company:

Confidential, an independent, locally owned community bank in

Michigan Location:

Otsego, MI, on-site with hybrid flexibility

Experience:

2-5 years

Compensation:

$70K-$90K base, depending on experience About the Opportunity A successful, growing community bank with local decision-making is adding a Credit Analyst to its commercial credit team. You'll independently underwrite commercial relationships and work hand in hand with lenders to structure credit solutions. What You'll Do Analyze commercial borrowers' financial statements, tax returns, and supporting documents to assess creditworthiness Underwrite commercial credit requests in line with bank policy and regulatory requirements Prepare loan committee presentations, including cash flow analysis and risk assessments Monitor an assigned commercial portfolio for financial performance and risk trends Help grade commercial and self-employed borrowers alongside the mortgage and consumer lending teams Prepare reporting for loan committee and the board, and give informal guidance to junior analysts What You Bring A bachelor's degree in finance, accounting, economics, business, or a related field 2-5 years of commercial credit analysis or commercial banking experience Strong financial statement and cash flow analysis skills The ability to underwrite on your own, plus a solid grasp of loan structure, collateral, and credit risk Close attention to detail and clear written and verbal communication Interested? Reach out confidentially to Brayden Texer at gpac: Brayden.texer@gogpac.com | 616.465.2358.