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Loan Processor / Assistant
Saint Paul, MN

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Wings Credit Union

Indirect Processor II

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Job Description

The Role Processes and boards indirect auto loans by reviewing documentation, entering loan data, resolving funding issues, clearing underwriting conditions, and ensuring compliance. Serves as a subject matter expert for dealerships, members, and internal teams; supports fraud prevention by reviewing alerts and verifying identities and paperwork. Mentors entry-level processors, troubleshoots escalated issues, calculates dealer payments, and maintains accurate, compliant loan files. Summary Generated by Built In Company Description Ent Credit Union and Wings Credit Union joined forces in January 2026. This merger means more opportunities, expanded resources, and a shared commitment to delivering exceptional member service. Together, we become more - empowering members, communities, and teams through a bold, unified future. Both organizations bring a strong legacy of member satisfaction, operational excellence, financial stability, and community impact. Recognized locally and nationally as best-in-class financial institutions and employers of choice, each is known for its commitment to financial well-being and philanthropic leadership. Join us during this transformative time and be part of shaping the future of banking! To learn more about the merger, click here. Job Description The Indirect Lending Processor II is responsible for ensuring new indirect auto loans are accurately and promptly processed and boarded to the loan system. This role serves as a subject matter expert and key point of contact for dealerships, the call center, and internal team members, while providing mentoring and troubleshooting support to entry-level Indirect Lending Processors and assisting with escalated issues. The position plays an important role in maintaining strong communication and relationships between the Credit Union and its dealership partners. The Indirect Lending Processor II also serves as a key line of defense against fraud by reviewing and mitigating Fraud Shield and red flag alerts, verifying account and identification information, and ensuring dealer loan packets are complete, accurate, and compliant with applicable requirements. Essential Functions Review and verify all supporting loan documentation for accuracy and completeness, including contracts, title applications, bills of sale, insurance, credit reports, loan applications, warranties, GAP coverage, dealer products, and vehicle valuation documentation; accurately input required information into the loan system. Ensure that we are meeting all legal and compliance requirements for each loan file. Resolve funding issues with dealers or members to ensure accuracy and completeness. Review loan files to clear fraud shields, red flags, check id's and paperwork for fraud and compliance. Calculate monies owed to dealership by evaluating lending guidelines with program requirements and dealership numbers. Ensure that underwriting conditions are met by reviewing documentation and clearing conditions if warranted.
Bank Secrecy Act:
Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act. Qualifications High School Diploma/G.E.D. or equivalent, required 3+ years' experience with general lending / loan experience or equivalent work experience, required 2+ years' Consumer Lending / Processing experience / Auto Dealer office experience, required
Technical or Specialized Knowledge/Skills:
Strong understanding on how to Process standard to elevated member account transactions (Transfers, address changes, minor maintenance). Able to recognize and verify validity and completeness of lending documents and contracts. Possesses the ability to communicate and solve member-lending and contract problems within the Department and dealerships. Problem solve more challenging funding packet issues with little supervision. Able to use the tools available and dealership documents to detect any fraudulent activity and mitigate to prevent losses to the credit union. Complete funding delays to resolution with minimal assistance. Strong attention to detail and accuracy of all transactions. Professional and courteous communication skills are of critical importance. Basic working functionality in Symitar system. Basic working functionality with Wings' loan booking system. Working Knowledge of loan documentation requirements. Proficient using 10 Key for data entry. Additional Information
PAY RANGE
$22 to $26 per Hour, plus monthly incentives and 3% annual target bonus. Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications, location and internal pay equity.
BENEFITS
Generous 401(k) match 401k Discretionary Profit Sharing Health Insurance Dental Insurance Vision Insurance Life Insurance Short Term and Long Term Disability Health Savings Account with company contribution Employee Assistance Program Paid Vacation, Sick, Floating Holidays and Volunteer Time Off Paid Holidays Tuition Reimbursement Paid Parental Leave We anticipate this position to close on 11/02/2026. Please submit your application at your earliest convenience to be considered. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. Read Full Description Skills Required High School Diploma, G.E.D., or equivalent 3+ years of general lending or loan experience, or equivalent work experience 2+ years of consumer lending, processing, or auto dealer office experience Wings Credit Union Compensation & Benefits Highlights The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Wings Credit Union and has not been reviewed or approved by Wings Credit Union. About This Summary Retirement Support — Retirement funding is notably generous, with a dollar‑for‑dollar 401(k) match up to 6% plus an additional 4% non‑elective employer contribution. This structure can elevate total rewards beyond base pay. Healthcare Strength — Medical coverage offers two Anthem plan options with 100% covered in‑network preventive care, $0 telemedicine, and employer HSA seeding for HDHP enrollees. Dental and vision coverage are included, and fertility support is available via Kindbody. Leave & Time Off Breadth — Paid time off is substantial, starting around 16 days and growing to about 28 days with tenure, plus four floating holidays. Employees also receive state‑compliant sick/safe time and 32 hours per year of Volunteer Time Off. Learn more about Wings Credit Union's Compensation & Benefits → Wings Credit Union Insights What's It Like to Work at Wings Credit Union? Wings Credit Union Culture & Values Wings Credit Union Career Growth & Development What's the Work-Life Balance Like at Wings Credit Union? Wings Credit Union Leadership & Management Wings Credit Union Company Growth, Stability & Outlook View all jobs at Wings Credit Union View Wings Credit Union Profile Report Job

Benefits

  • Paid Time Off (PTO)
  • Floating Holidays
  • Volunteer Time Off (VTO)
  • Financial Aid/Assistance