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Lawyer
Manalapan Township, NJ

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KANDELAKI SOLUTIONS LLC

Senior Life Insurance Producer

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Job Description

If this sounds familiar, keep reading You've been writing life insurance for five, ten, fifteen years. You can run a needs analysis in your sleep, you know which carriers will actually approve a tough case, and you've placed buy-sell and key-person coverage for business owners who trust you with more than their policies. And you're still working a captive contract, or splitting with an agency that gives you a desk, a login, and a quota. We built Kandelaki Solutions for producers who've outgrown that arrangement. What we actually are An independent, multi-line insurance and employee benefits brokerage in Manalapan, NJ. Not a captive, not a call center, not a franchise. Our principal holds CLU®, ChFC®, CFPA® and CFEI® designations and is affiliated with a major broker-dealer for the advisory side, so life conversations naturally extend into retirement, business-succession, and estate planning. We serve individuals, families, and business owners across NJ, NY, PA, and more than 20 other states. The role This is a senior seat. You will build and manage a book of individual and business-owner life clients.
That means:
New business. Close cases from firm-provided leads, your own network, and our referral partners (CPAs, attorneys, and our employee-benefits book, which is full of business owners who need coverage). Case design. Run fact-finds and needs analyses; recommend suitable coverage across term, whole life, IUL/UL, survivorship, buy-sell, key person, and executive benefits. Placement. Prepare illustrations, present, close, and drive cases through underwriting to delivery, with case management behind you. Reviews. Conduct annual reviews and surface additional planning needs. Compliance. Keep CRM records and required disclosures current; operate within carrier suitability standards and state regulations. Market development. Help shape outreach to our multilingual client base. What you'll get Splits that respect your experience. Commission schedule shared in the first interview, not the last. Free leads. Firm-generated leads from our marketing, referral partners, benefits clients, and community channels, provided at no charge and with no chargebacks. You keep full commission on what you close. A broad carrier lineup, so you sell the right product, not the house product. A built-in pipeline. Our employer-benefits practice hands you warm introductions to business owners with buy-sell, key-person, and executive-benefit needs. Infrastructure you'd otherwise pay for: CRM, illustration and e-app platforms, case management, and underwriting support. A path to advanced markets. Work alongside a CLU®/ChFC® principal on business-succession and estate cases, and add securities registrations if you want to grow into planning. Hybrid schedule. Work from Manalapan when it helps; work from the field when it doesn't. Compensation, plainly This is a commission-based role with no base salary and uncapped earnings. Based on producers meeting the experience bar below, expected first-year earnings are 120K-350K ; established producers who bring a book or referral network land higher.
Status:
1099 What the firm covers:
Leads:
firm-generated leads at no cost to you and no chargebacks.
Licensing and CE:
reimbursement for nonresident licenses and continuing education required for this role; terms discussed in interview. CRM, illustration and e-app platforms, case management, and underwriting support. This role does not include employer-sponsored health, retirement, or paid-leave benefits. Producers maintain their own E&O coverage. We put this in writing because we'd rather lose a candidate on the posting than waste your time in an interview. Who this is for Active NJ Life or Life & Health Producer license; able to obtain nonresident licenses 5+ years selling individual life insurance, with a demonstrated ability to self-source and close A production history you can speak to in numbers: cases placed, premium written, persistency Working knowledge of major carriers' products, illustrations, and underwriting Consultative and relationship-driven; comfortable with CRM and carrier e-app tools Authorized to work in the U.S.
Extra credit:
existing book or referral network in
NJ/NY/PA
; business-owner, estate, or executive-benefits experience; CLU®, ChFC®, LUTCF, or progress toward a designation; SIE, Series 6/7, 63/66; fluency in Spanish, Russian, Ukrainian, or Georgian. Who this is not for Producers who need a base salary to make the leap Anyone with fewer than five years in life insurance, however talented Newly licensed agents looking for training. We're glad you're in the business, but this seat needs someone who already knows it. Someone planning to live on firm leads alone. We provide them, but the producers who win here also work their own network. No judgment. Those are real needs. This just isn't that. How we hire
Apply:
résumé plus three sentences on your production, your best case, and why you're looking. Send to jobs@kandelakisolutions.com with subject "Life Producer." First conversation (30 min, with the principal): we walk you through the commission schedule, the lead flow, and answer your questions. You decide whether it's worth a second call. Second conversation (45 min): you walk us through a life case you're proud of, from fact-find to placement. We talk through how it would run here. Offer. Written, with the schedule and contractor or employment terms attached.
Typical timeline:
under two weeks. We respond to every applicant who meets the license and experience bar. Kandelaki Solutions LLC is an Equal Opportunity Employer. We do not discriminate on the basis of race, color, religion, creed, sex, sexual orientation, gender identity or expression, national origin, ancestry, age, disability, marital or domestic partnership status, pregnancy, genetic information, military or veteran status, or any other characteristic protected by federal, state, or local law. Reasonable accommodations are available to applicants on request.
Pay:
$120,000.00 - $350,000.00 per year
Benefits:
Flexible schedule Work from home
Work Location:
Hybrid remote in Manalapan, NJ 07726

Benefits

  • Flexible Work Schedules
  • Dental Insurance
  • Life Insurance