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RH
Robert Half
Credit Analyst
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Based on Illinois data
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What they do
A Credit Analyst reviews credit history and researches other records to determine if loans should be approved or credit extended to individuals or businesses. Prepares reports for banks, credit agencies and credit card companies.
$59,034 / year median in Illinois
-25% projected decline
Job Description
Description We are looking for a Credit Analyst to join a wholesale distribution organization in Addison, Illinois on a contract basis with the potential for a permanent role. This position is ideal for someone who can balance sound credit judgment with strong follow-through in collections and customer account management. The role focuses on evaluating credit exposure, supporting order flow, and partnering with internal teams to resolve account issues while maintaining healthy customer relationships.
Responsibilities:
- Oversee a diverse book of customer accounts ranging from large national companies to small independent businesses, ensuring appropriate credit oversight across varying risk levels.
- Review financial statements, trade references, credit insurance guidance, and commercial credit data to determine suitable credit limits for new and existing accounts.
- Conduct collection outreach on overdue balances of all sizes and take timely action to drive payment resolution.
- Authorize the release of customer orders placed on credit hold after assessing account status and payment risk.
- Work closely with sales and customer service teams to address disputes, payment concerns, and other account-related challenges.
- Participate in regional discussions with sales partners to explain credit matters, account exposure, and collection priorities for shared customers.
- Prepare and deliver weekly updates to leadership summarizing collection activity, customer contact progress, and outstanding issues.
- Monitor account trends and escalate higher-risk situations when additional support or decision-making is needed.
- Experience in credit analysis, collections, or accounts receivable within a business-to-business environment.
- Ability to assess creditworthiness using financial information, trade history, third-party reporting, and risk recommendations.
- Comfortable managing a high-volume portfolio with customers of varying size, complexity, and payment behavior.
- Strong communication skills with the ability to discuss sensitive credit matters professionally with customers and internal stakeholders.
- Proven ability to make timely decisions on credit holds, order releases, and account escalation needs.
- Proficiency in preparing status reports and maintaining accurate records of collection efforts and account activity.
- Background in collaborating with sales and customer service teams to support account resolution and business continuity.