Summary Job title:

Credit Analyst Job ID:

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Department:

Fort Worth Credit Office Location:

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Description Summary:

A Credit Analyst assists in protecting the financial assets of the company within CED Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of CED. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision.

Reports to:

Credit Manager Minimum Qualifications:

+ Proficiency with MS Excel

+ Excellent math skills

+ Experience in credit and collections

+ Excellent ability to read, write, and speak

English Preferred Qualifications:

+ College degree - will consider related experience in lieu of degree

+ Strong negotiation skills

+ Proficiency with Microsoft Office Suite software

+ Detail oriented

+ Ability to solve problems

+ Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time

Working Conditions:

+ Largely sedentary role in an office environment

+ Routine use of office equipment such as computers, phones, photocopiers, fax machines, filing cabinets

Supervisory Responsibilities:

No Essential Job Functions:

+ Be able to manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager.

+ Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and PC Manager.

+ Ability to review credit applications for credit granting, and establishing six figure credit limits.

+ Escalating collection activities as required by business circumstances.

+ Assisting the Division Credit Manager to maintain and enforce CED's lien and bond rights for secured projects.

+ Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and PC Manager.

+ Face-to-face customer meetings to establish and maintain strong relationships with customers and PC Managers.

+ Negotiating differences with customers and making arrangements for payment and dispute resolution.

+ Presenting payment, status, plan, reports, and information to management for quarterly credit meetings.

+ Maintaining professional relationships with Managers and external customers. CED is an Equal Opportunity Employer - Disability |

Veteran Other Compensation:

The following additional compensation may be applicable for this position: +

Profit Sharing Benefits:

Benefits available for this position are:

+ Insurance - Medical, Dental, Vision Care for full-time positions

+ Disability Insurance

+ Life Insurance + 401(k)

+ Paid Sick Leave

+ Paid Holidays

+ Paid Vacation

+ Health Savings Account (HSA) and matching

+ Dependent Care Flexible Spending Account (FSA)

+ Teledoc

+ Paid Pregnancy & New Parent Leave