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HF
Honda Federal Credit Union
Credit Union Collections Specialist
Career Insights for Credit Specialist / Clerk
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Based on Ohio data
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What they do
A Credit Specialist or Clerk reviews the credit history of individuals or businesses that apply for credit. Requests information from credit companies, analyzes computerized records and payment histories, and determines whether new credit can be approved.
$37,888 / year median in Ohio
-8% projected decline
Job Description
What Makes a Honda, is Who makes a Honda Honda has a clear vision for the future, and it's a joyful one. We are looking for individuals with the skills, courage, persistence, and dreams that will help us reach our future-focused goals. At our core is innovation. Honda is constantly innovating and developing solutions to drive our business with record success. We strive to be a company that serves as a source of "power" that supports people around the world who are trying to do things based on their own initiative and that helps people expand their own potential. To this end, Honda strives to realize "the joy and freedom of mobility" by developing new technologies and an innovative approach to achieve a "zero environmental footprint." We are looking for qualified individuals with diverse backgrounds, experiences, continuous improvement values, and a strong work ethic to join our team. If your goals and values align with Honda's, we want you to join our team to Bring the Future! Job Purpose To engage members in communication to resolve outstanding delinquent accounts and minimize losses to Honda FCU and its members while maintaining a high level of member service and professionalism when dealing with difficult and sensitive situations. Key Accountabilities
- Loan and share loss prevention and recovery.
- Specialty collection tasks: Bankruptcy Foreclosure Modifications Repossession Credit disputes
- Review and update credit bureaus, mobile deposits, returned checks, deposit fraud, and Service Members Civil Relief Act.
- Writing accurate and concise notes and documentation in appropriate collection system.
- Completes assigned educational and training objectives.
MINIMUM EDUCATIONAL QUALIFICATIONS
- High school diploma or general education degree.
- Formal certification or training in a credit union focused trade school or training center.
MINIMUM EXPERIENCE
- Two to four years of related collections experience and/or training.
- Working knowledge of state and federal collection laws/procedures.
OTHER JOB-SPECIFIC SKILLS
- Computer skills: knowledge of Microsoft Office Suite.
- Reasoning ability to solve problems.
- Member service and communication skills.
- Negotiating skills.