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G1
Golden 1 Credit Union
Member Care Support I
Career Insights for Credit / Loan Counselor
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Based on California data
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What they do
A Credit or Loan Counselor advises and educates individuals or organizations on acquiring and managing debt or qualifying for traditional loans. Guidance may include determining the best type of loan and explaining loan requirements or restrictions. May help develop debt management or credit issue plans. Can provide budget, mortgage or bankruptcy counseling.
$50,150 / year median in California
-14% projected decline
Job Description
Member Care Support I Golden 1 Credit Union - 3.4 Sacramento, CA Job Details Full-time $20.07 - $21.00 an hour 8 hours ago Qualifications High school diploma or GED Bank experience Journal entry management in accounting
EntityID=2&id=2530 DISCLAIMER/INTENT
Full Job Description Job Title:
Member Care Support I Status:
Non-exempt Reports to: Supervisor -Member Care Research and Support Department:
Payment Processing and Support Job Code:
1509Pay Range:
$20.07 - $21.00 HourlyWHO WE ARE
Golden 1 Credit Union is among the top credit unions in the country. As a member-owned, not-for-profit cooperative, Golden 1 is guided by the credit union philosophy of "people helping people." We are committed to empowering our members and uplifting our communities as we create a more equitable and financially inclusive California. We welcome all who embrace our Core Values.WHO YOU ARE
You are a detail-oriented financial operations professional with skills in accounting, reconciliation, and problem-solving. You excel at processing monetary transactions, balancing and maintaining accurate member account records, researching and resolving discrepancies, and ensuring compliance with regulatory requirements. You thrive in a fast-paced environment, managing competing priorities while delivering exceptional accuracy, accountability, and support for departmental initiatives.WHAT YOU'LL DO
Process all Member Care payments and adjustments within SLA. Balance daily teller work, including balancing GL to GL transactions. Review delinquent accounts 150 to 180 days past due and write-off small account balances on personal loans, Visa, and negative shares. Sort legal mail received, process stored vehicle and lien sale notices, and update servicing system to prevent lien losses. Review and close open line-of credit accounts and revoke Visa accounts based on delinquency status. Draw corporate checks for charge off accounts pending expulsion, as needed. Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position. Perform charge offs on negative shares, Visa, and consumer loans monthly. Administer the expulsion process by Identifying and researching accounts associated with account losses. Identify assets associated with members' account and process delinquency offsets and account closure. Post and balance all Chapter 13, collection agency, and attorney suit payments. Process and post all Gap and Warranty cancellation payments on auto repossessions accounts. Research and resolve variances on payment account disputes and validation of debt requests. Maintain the knowledge and ability to create and send out all deficiency balance letters on repossessed vehicles. Assist the Supervisor on ongoing departmental projects. Perform other duties as assigned.QUALIFICIATIONS AND PREFERENCES
H.S. Diploma or General Education Degree (GED) required Associate's Degree in Accounting or equivalent combination of education, training preferred 2+ years performing journal entry, reconciliation, and research work in a similar position within a financial institution requiredWHY JOIN US
Golden 1 Credit Union provides its employees a market-competitive and internally equitable total rewards compensation package through a variety of programs. These programs are designed to attract, motivate, and retain employees that drive and support the achievement of Our Mission, Vision, and Strategic Goals. The Credit Union is committed a total rewards philosophy built on; a comprehensive compensation package, well-being and work-life balance, career development and growth, rewards and recognition, and a commitment to Diversity, Equity and Inclusion. We believe in fostering a workplace where every employee is recognized, valued, and motivated to contribute their best. Please view the full job description detailing the complete list of duties and expectations for this role by clicking or copying this URL into your browser: https://golden1.jdxpert.com/ShowJob.aspx?EntityID=2&id=2530 DISCLAIMER/INTENT