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Capital Management Services

Customer Account Representative First-Party Personal Loan Servicing

Career Insights for Credit / Loan Counselor

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What they do

A Credit or Loan Counselor advises and educates individuals or organizations on acquiring and managing debt or qualifying for traditional loans. Guidance may include determining the best type of loan and explaining loan requirements or restrictions. May help develop debt management or credit issue plans. Can provide budget, mortgage or bankruptcy counseling.

$50,866 / year median in New York

-6% projected decline

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Job Description

Customer Account Representative - First-Party Personal Loan Servicing Capital Management Services - 2.8 Buffalo, NY Job Details Full-time From $17 an hour 3 hours ago Benefits Paid training Health insurance Dental insurance Paid time off Vision insurance 401(k) matching Opportunities for advancement Referral program Qualifications Debt collection phone call Customer records maintenance Computer operation Managing customer accounts Loan payment processing Customer relationship building Loan collections Account maintenance Phone communication Computer literacy Account troubleshooting Client rapport building Financial issue resolution Customer payment reminders Computer skills Financial services Billing issue inquiries Customer support for financial loans Handling account queries Communication skills Collections account management Entry level Bill payment support Client interaction via phone calls Customer data entry Full Job Description Customer Account Representative - First-Party Personal Loan Servicing Buffalo, NY | Full-Time | Starting at $17.00/hour + Up to $500/Month in Performance Bonuses Capital Management Services (CMS) is hiring for our June 1st, 2026 training class! CMS is a Buffalo-based company specializing in first-party account servicing for a nationally recognized financial institution. In this role, you will work with customers who have personal loans ranging from $8,000 to $40,000 , helping them resolve recently missed payments and identify repayment solutions. This is first-party account servicing -not third-party debt collection or charged-off debt recovery. We are looking for professional, customer-focused individuals who can communicate confidently and represent our client with the highest level of professionalism. What You'll Do As a Customer Account Representative, you'll work with customers whose personal loans are between 2 and 90 days past due , helping them bring their accounts current while providing exceptional customer service.
Responsibilities include:
Handle inbound and outbound calls regarding personal loan accounts. Discuss payment options and assist customers with resolving recently missed payments. Build rapport while maintaining a professional and empathetic approach. Accurately review account information and document customer interactions. Navigate multiple computer systems efficiently. Meet individual and team performance goals while maintaining strict compliance standards. What We're Looking For Previous first-party collections or financial services experience preferred Professional phone presence and strong communication skills Excellent customer service and problem-solving abilities Comfortable working in a fast-paced, goal-oriented environment Basic computer proficiency and the ability to multitask Reliable attendance and a strong work ethic CompensationBenefits Starting pay of $17.00 per hour Earn up to $500 per month in performance bonuses Fully paid training Paid Time Off Medical, Dental, and Vision Insurance 401(k) with company match Employee Referral Program Career advancement opportunities All equipment provided Paid Training Training begins August 10th , 2026 Position Details Full-Time 40 hours per week On-site in Buffalo, NY If you're looking for a career with a stable company that values professionalism, customer service, and employee development, we'd love to hear from you. Apply today to join the Capital Management Services team! #ZR