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Signature Bank, National Association

Commercial Loan Representative

Career Insights for Credit / Loan Counselor

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Based on Ohio data

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What they do

A Credit or Loan Counselor advises and educates individuals or organizations on acquiring and managing debt or qualifying for traditional loans. Guidance may include determining the best type of loan and explaining loan requirements or restrictions. May help develop debt management or credit issue plans. Can provide budget, mortgage or bankruptcy counseling.

$45,104 / year median in Ohio

-14% projected decline

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Job Description

Commercial Loan Representative Signature Bank, National Association Toledo, OH Job Details 20 hours ago Qualifications Business development management Managing customer accounts Customer communication Customer relationship building Referral-based lead generation Account maintenance Commercial loans Sales analysis Professional ethics Copy machines Sales referrals Financial statement analysis Promoting bank products Mid-level Managing clients in a lending role Post-loan customer support Business development Financial report interpretation Managing clients in a finance role Driving Decision making Customer relationship management Field sales experience Managing banking or lending client portfolios Prospecting Business development within finance Lead Tracking Financial statement interpretation Sales pipeline management Portfolio management Full Job Description Summary/Objective Responsible for developing and maintaining new business relationships. Essential Duties & Responsibilities The following duties are normal for this position. These are not to be construed as exclusive or all-inclusive. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Business Development :
1. Responsible for managing and/or coordinating the sales and financial analysis process for loan relationships. 2.
Sales process:
focus on profitable opportunities, maintain an extensive network of contacts, build relationships with key influencers to drive profitable business, understand the bank's products and services, track sales performance and manage pipeline by identifying blue-chip opportunities and successfully bring the relationships to the Bank. 3. Provide administrative support to senior lender.
Portfolio Management :
1.
Analysis process:
gather facts, ideas and opinions needed for analyzing situations, solving problems and making decisions; ask questions to improve understanding; understand and be competent in financial statement analysis. Responsible for managing internal and external client relationships; maintains a portfolio of client accounts with a minimum level of exceptions (financial statement and documentation) and past due loan payments; proactively manages any loan watch list account; performs service charge reviews on deposit accounts at least annually and follows up appropriately. 2. Provide administrative support to senior lender. Competencies 1. Gold Standard / Client Relations 2.
Accountability / Dependability
/ Reliability 3.
Integrity / Ethical
Conduct 4.
Teamwork / Interpersonal
Skills / Active Listening 5. Job Knowledge / Job Responsibilities 6. Business Development 7.
Accuracy / Thoroughness
/ Attention to Detail 8. Technical Aptitude 9. Professional Verbal & Written Communication 10. Organizational Skills / Time Management 11. Responsive and flexible to other duties as assigned on an intermittent or regular basis as needed. Work Environment This position operates in both an office and field-based environment. While performing the duties of this role, the employee regularly uses standard office equipment, including computers, phones, photocopiers, scanners, and filing systems. The role also requires regular travel to client locations, industry events, and other business-related meetings, with work performed in a variety of professional settings outside the office. Physical Demands This position is primarily performed in a field-based sales environment and requires frequent travel to client and prospect locations. Responsibilities are carried out while sitting, standing, walking, driving, and occasionally climbing stairs. The position may require lifting and carrying materials weighing up to 25 pounds. The physical requirements described are representative of those necessary to successfully perform the essential functions of this role. Reasonable accommodations may be provided to qualified individuals with disabilities to perform the essential functions. Signature Bank is seeking a motivated and relationship-focused Commercial Loan Representative to develop new business opportunities and support the growth of commercial lending relationships. This role combines business development, client relationship management, and financial analysis, with responsibility for building a strong referral network, identifying lending opportunities, and helping manage a portfolio of commercial clients. The ideal candidate is customer-focused, results-oriented, and passionate about helping local businesses succeed while delivering exceptional service.