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Finance
Credit / Loan Counselor
Toledo, OH
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Loan Officer Educational Community Alliance Credit Union Toledo, OH Job Details Full-time $17 - $22 an hour 2 hours ago Benefits 401(k) 3% Match Health insurance Dental insurance 401(k) 401(k) 4% Match Employee assistance program Vision insurance 401(k) matching Professional development assistance Life insurance Qualifications Customer communication Underwriting Scanning High school diploma or GED Contracts Algebra Full Job Description VP Lending
High School diploma
One to three years related experience
Ability to calculate figures and amounts such as discounts, interest, proportions and percentages
Ability to apply concepts of basic algebra
Excellent communication skills - both oral and written (other duties may be assigned)
Greet and welcome members and visitors to the credit union in a courteous and professional manner providing prompt, efficient and accurate service in the processing of transactions.
Originate, process, underwrite, close and disburse loans Evaluate applications and documentation including credit reports Decision applications and communicate decisions to members in a polite and courteous manner via various communication channels Complete loan contracts and paperwork obtaining signatures, notarizations as necessary ensuring members understands the documentation.
Actively cross-sell products
Perfect liens, title filings, collateral insurance, etc.
Process paid off loans and collateral releases
Ensure accuracy and completeness of loan document files including scanning and audit
Provide in-person and by-telephone general and specific service-related information concerning credit union products or policies
Open new accounts and service existing accounts. Set up new account files, and provide members with all necessary information for membership including certificates and IRA's
Assist members in balancing their accounts The primary functions and responsibilities of this position will be more lending focused than operations focused, but this position is intended to be cross-functional.
The person in this position should be comfortable and capable of serving operations needs as well, such as opening accounts, processing card orders, and as needed, filling in as a MSA/Teller.
Pay:
$17.00 - $22.00 per hour Expected hours: 40.0 per week
Benefits:
401(k) 401(k) 3% Match 401(k) 4% Match Dental insurance Employee assistance program Health insurance Life insurance Professional development assistance Vision insurance