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EC
Educational Community Alliance Credit Union
Loan Officer
Career Insights for Credit / Loan Counselor
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Based on Ohio data
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What they do
A Credit or Loan Counselor advises and educates individuals or organizations on acquiring and managing debt or qualifying for traditional loans. Guidance may include determining the best type of loan and explaining loan requirements or restrictions. May help develop debt management or credit issue plans. Can provide budget, mortgage or bankruptcy counseling.
$45,104 / year median in Ohio
-14% projected decline
Job Description
Loan Officer Educational Community Alliance Credit Union Toledo, OH Job Details Full-time $17 - $22 an hour 2 hours ago Benefits 401(k) 3% Match Health insurance Dental insurance 401(k) 401(k) 4% Match Employee assistance program Vision insurance 401(k) matching Professional development assistance Life insurance Qualifications Customer communication Underwriting Scanning High school diploma or GED Contracts Algebra Full Job Description VP Lending
- High School diploma
- One to three years related experience
- Ability to calculate figures and amounts such as discounts, interest, proportions and percentages
- Ability to apply concepts of basic algebra
- Excellent communication skills - both oral and written (other duties may be assigned)
- Greet and welcome members and visitors to the credit union in a courteous and professional manner providing prompt, efficient and accurate service in the processing of transactions.
- Originate, process, underwrite, close and disburse loans Evaluate applications and documentation including credit reports Decision applications and communicate decisions to members in a polite and courteous manner via various communication channels Complete loan contracts and paperwork obtaining signatures, notarizations as necessary ensuring members understands the documentation.
- Actively cross-sell products
- Perfect liens, title filings, collateral insurance, etc.
- Process paid off loans and collateral releases
- Ensure accuracy and completeness of loan document files including scanning and audit
- Provide in-person and by-telephone general and specific service-related information concerning credit union products or policies
- Open new accounts and service existing accounts. Set up new account files, and provide members with all necessary information for membership including certificates and IRA's
- Assist members in balancing their accounts The primary functions and responsibilities of this position will be more lending focused than operations focused, but this position is intended to be cross-functional.