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Educational Community Alliance Credit Union
Loan Officer
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Job Description
Loan Officer Educational Community Alliance Credit Union Toledo, OH Job Details Full-time $17 - $22 an hour 2 hours ago Benefits 401(k) 3% Match Health insurance Dental insurance 401(k) 401(k) 4% Match Employee assistance program Vision insurance 401(k) matching Professional development assistance Life insurance Qualifications Customer communication Underwriting Scanning High school diploma or GED Contracts Algebra Full Job Description VP Lending
- High School diploma
- One to three years related experience
- Ability to calculate figures and amounts such as discounts, interest, proportions and percentages
- Ability to apply concepts of basic algebra
- Excellent communication skills - both oral and written (other duties may be assigned)
- Greet and welcome members and visitors to the credit union in a courteous and professional manner providing prompt, efficient and accurate service in the processing of transactions.
- Originate, process, underwrite, close and disburse loans Evaluate applications and documentation including credit reports Decision applications and communicate decisions to members in a polite and courteous manner via various communication channels Complete loan contracts and paperwork obtaining signatures, notarizations as necessary ensuring members understands the documentation.
- Actively cross-sell products
- Perfect liens, title filings, collateral insurance, etc.
- Process paid off loans and collateral releases
- Ensure accuracy and completeness of loan document files including scanning and audit
- Provide in-person and by-telephone general and specific service-related information concerning credit union products or policies
- Open new accounts and service existing accounts. Set up new account files, and provide members with all necessary information for membership including certificates and IRA's
- Assist members in balancing their accounts The primary functions and responsibilities of this position will be more lending focused than operations focused, but this position is intended to be cross-functional.