Consulting Manager - Commercial Lending Business Analyst (ACBS) Cognizant - 3.8 Teaneck, NJ Job Details Full-time $110,000 - $129,000 a year 22 hours ago Benefits Paid holidays Health insurance Dental insurance Paid time off Employee assistance program Vision insurance Employee discount Life insurance Qualifications Commercial banking expertise Requirements specification Requirements design Commercial loans Process mapping Process modeling Task prioritization Agile Analysis (software development lifecycle) Project stakeholder communication Stakeholder relationship building Cross-functional communication Business process modeling Stakeholder management Full Job Description About Cognizant Consulting Cognizant Consulting is more than Cognizant's consulting practice—we're a global community of 5,000+ experts dedicated to helping clients reimagine their business. Blending our deep industry and technology advisory capability, we create innovative business solutions for Fortune 500 clients. And now, we're looking for our next colleague who'll join us in shaping the future of business. Could it be you? About the Role As a Consulting Manager - Commercial Lending Business Analyst , you will make an impact by bridging business and technology teams to deliver transformative commercial lending solutions. Leveraging your expertise in ACBS and commercial lending product configurations, you will work closely with business stakeholders, product owners, and technology teams to define business requirements, optimize processes, and support the successful delivery of lending platforms and servicing solutions. You will be a valued member of the Cognizant Consulting team and work collaboratively with client stakeholders, delivery teams, and business leaders to drive lending transformation initiatives. In this role, you will: Lead requirements gathering workshops and stakeholder discussions to elicit, analyze, and document business, functional, and non-functional requirements. Translate complex business needs into detailed user stories, process flows, business rules, use cases, and acceptance criteria. Analyze current-state and future-state processes across commercial lending and loan servicing operations, identifying opportunities for improvement. Provide subject matter expertise in ACBS, including lending product configurations, workflows, servicing processes, and system capabilities. Partner with business, technology, and implementation teams to ensure requirements are clearly understood, prioritized, and delivered successfully. Work Model We believe hybrid work is the way forward as we strive to provide flexibility wherever possible. Based on this role's business requirements, this is a hybrid position requiring 3 days per week in a client or Cognizant office in New Jersey, USA . Regardless of your working arrangement, we are here to support a healthy work-life balance through our various wellbeing programs. The working arrangements for this role are accurate as of the date of posting. This may change based on the project you're engaged in, as well as business and client requirements. Rest assured; we will always be clear about role expectations. What You Must Have to Be Considered Extensive experience working with ACBS (Advanced Commercial Banking System) . Deep expertise in requirements gathering, business analysis, and user story development . Strong experience with commercial lending product configurations and loan lifecycle processes. Proven experience documenting business requirements, process maps, workflows, use cases, and functional specifications. Experience working within Agile delivery frameworks and collaborating with cross-functional teams. Strong communication, stakeholder management, and facilitation skills. Bachelor's degree or equivalent professional experience. These Will Help You Succeed Experience supporting commercial lending transformation or modernization initiatives. Knowledge of loan servicing, credit operations, syndicated lending, or related banking domains. Experience working with large financial institutions and enterprise technology implementations. Strong analytical and problem-solving abilities. Ability to influence stakeholders and drive consensus across business and technology teams. We're excited to meet people who share our mission and can make an impact in a variety of ways. Don't hesitate to apply, even if you only meet the minimum requirements listed. Think about your transferable experiences and unique skills that make you stand out as someone who can bring new and exciting things to this role. Compensation The annual salary for this position is $110,000 - $129,000 USD , depending on experience, qualifications, and other factors permitted by law. Benefits Cognizant offers the following benefits for this position, subject to applicable eligibility requirements: Medical, Dental, Vision, and Life Insurance Paid holidays and Paid Time Off (PTO) 401(k) plan with company contributions (where applicable) Employee assistance and wellbeing programs Professional development and training opportunities Employee discounts and recognition programs Post Closing Date Applications will be accepted until the position is filled or otherwise closed by Cognizant based on business needs.