Finance Intern

Description About the

Role:

The Finance Intern will support the Finance Department by assisting with financial planning, analysis, reporting, and key department initiatives. This role will also play a hands-on part in a large General Ledger (GL) conversion project going live in May, supporting documentation, validation, reporting migration, and system enhancements. Working closely with the Finance and Accounting teams under the direction of the Finance AVP, this role provides valuable exposure to real-world financial operations, cross-functional collaboration, and data-driven decision making. This is a 12-week, part-time, in-office internship based out of our Capitola location, designed for students currently enrolled at UCSC, or CSUMB.

Scheduled Weekly Hours:

25 hours per week; Monday - Friday; within typical business hours between 8:30am - 5:00pm. What you'll be doing: Assist with financial planning, analysis, and reporting activities to support business decision-making Support the General Ledger (GL) conversion project, including documentation, validation, and reporting migration efforts Help build and enhance financial reporting systems to improve efficiency and accuracy Update and manage financial data within reporting systems Develop Excel-based tools, including formulas and VLOOKUPs, to support forecasting and reporting automation Create and maintain reports, including transitioning manual Excel reports into system-based reporting Analyze financial data and identify trends or insights Collaborate with both Finance and Accounting teams to support cross-functional initiatives Support Finance team projects, including system implementations and process improvements

You're Perfect For This Role If You Have:

Currently pursuing a degree in Accounting or Finance (UCSC, or CSUMB preferred), in your third year or higher with a GPA of B or above Strong proficiency in Microsoft Excel, including complex formulas (macros a plus) Interest in financial systems, reporting, and process improvement Strong analytical and problem-solving skills with attention to detail Ability to work independently, manage ambiguity, and take initiative Strong communication skills and ability to collaborate across teams

Who We Are:

Bay Federal Credit Union was started in 1957 when local school teachers pooled their money together to start a credit union. This original vision and investment has grown into the area's largest locally-owned financial institution, with nearly $1.6 billion in assets. Today, Bay Federal provides full service financial products and solutions to individuals and businesses in Santa Cruz, Monterey, and San Benito counties. As a local, member-owned, not-for-profit financial cooperative, we are passionate about contributing to the community and being an integral part of its incredible story. Each year, our employees volunteer their time and donate their money to local non-profits, schools, and events. Our managers serve on local non-profit Boards of Director to be involved, understand challenges, and to make a real difference in the communities we serve. From our founding as a teacher's credit union, Bay Federal has continued our commitment to education. We offer annual student scholarships for members and offer a comprehensive array of solutions to support our member's financial wellness. Through online financial education course offerings, solutions for teachers and students, as well as special programs for youth, our financial wellness programs are free and available to the public. This is a small part of our work in creating thriving and vibrant communities! We look forward to continuing our story, and hope that you will be a part of it! Why You'll Love Working at Bay Federal Credit Union At Bay Federal, we believe that when our employees thrive, our members and community do too. We're proud to offer a comprehensive benefits package and meaningful perks designed to support your well-being, growth, and success, both at work and beyond. Comprehensive Benefits 401(k)

Matching:

We'll match your contributions dollar-for-dollar up to 5% of your pay.

Annual Bonus Eligibility:

Share in our success through our annual bonus plan.

Health Coverage That Cares:

Choose from quality Medical, Dental, Vision, Life Insurance, and Long-Term Disability options.

Employee Assistance Program:

Receive up to six face-to-face sessions per person, per reason, for you and your household.

Wellness Program:

Holistic support for your physical, financial, and emotional health.

Rocket Lawyer Legal Services:

Company-sponsored program that provides legal documents, advice, and attorney assistance for a wide range of needs.

Additional Options:

Customize your coverage with Pet Insurance and Aflac supplemental plans. Perks That Set Us Apart Recognized as the #1 Credit Union to Work For by Credit Union Journal. Named a Best Place to Work in the Bay Area by SF Business Times and Silicon Valley Journal. 11 paid Federal Holidays each year, so you can recharge and celebrate.

Career Growth & Development:

Access to industry-standard webinars and LinkedIn Learning courses. Leadership partnership with Cabrillo College - a 12-week program designed for emerging supervisors and managers. $1,500 Mac McCormac Employee Scholarship to support your education goals.

Hybrid Work Environment:

Enjoy flexibility with remote work opportunities and connect in person during our biannual All-Staff Meetings. Bay Federal Credit Union is proud to offer a competitive, robust compensation and benefits package. Bay Federal considers many factors in determining base pay such as experience, education/training, internal peer equity, job location, and other business considerations when extending an offer. For Santa Cruz, CA only, the pay scale Bay Federal reasonably expects to pay for this position is $22 per hour. Salaries are based on the geographic location in which you live if working remotely. Bay Federal provides health care benefits, life and disability insurance, paid holidays and 401k with a company match to eligible employees; along with employee paid voluntary benefits. Paid time off is accrued per paycheck for eligible employees at a rate based on your tenure. Leaves of absences are available in adherence with state and federal regulations. Bay Federal is committed to providing equal employment opportunity for all persons regardless of age, disability, national origin, race, color, religion, sex, sexual orientation, gender, gender identity or expression, pregnancy, veteran or military status, marital and civil partnership/union status, alienage or citizenship status, creed, genetic information or any other status protected by applicable federal, state, or local law. Bay Federal is at at-will employer. For CCPA's requirements regarding security practices and procedures, please see our privacy page here (https://www.bayfed.com/privacy). Bay Federal Credit Union takes our obligation to keep our member's data safe and secure and adhere to industry standard best practices.