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DO
DEPARTMENT OF BANKING STATE OF TEXAS
DOB- Financial Examiner IV-V: Commercial Bank Exam
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What they do
A Financial Examiner examines the practices of large financial institutions, including firms doing business in securities and real estate and banks. Reviews financial and business records and checks compliance with state and federal law and industry regulations. May review and report on the financial health of an institution or monitor and report on bank lending practices.
$69,335 / year median in Texas
+10% projected growth
Job Description
More Like This
Between $8,545.00 and
$10,041.00
Per Month
Position range in Harris County $4,593.00
Job Duties
Financial Examiner V
Copy of official college transcripts must be submitted with The State of Texas Application for Employment.
Preferred Qualifications
- $9,719.00 Per Month DOB
Financial Examiner IV-V:
Commercial Bank ExamDEPARTMENT OF BANKING STATE OF TEXAS
Occupation:
Financial ExaminersLocation:
Houston, TX- 77024
Job Type:
Regular, Full Time (30 Hours or More), Permanent Employment, Day ShiftPosted:
09/01/2026 Positions available: 2Source:
WorkInTexasWeb Site:
WorkInTexas Onsite /Remote:
Selection RequiredUpdated:
09/01/2026Expires:
09/01/2027Agency Job ID:
103927 Job #: 17063782 Job Requirements and Properties Help for Job Requirements and Properties. Work Onsite Full Time Schedule Full Time Job Type Regular Duration Permanent Employment Shift Day Shift Help for . Please paste the following URL into a browser to view the entire job posting on the CAPPS Careers page.https:
//erphcmprd.cpa.texas.gov/psp/candidateportal/EMPLOYEE/HRMS/c/HRS_HRAM_FL.HRS_CG_SEARCH_FL.GBL?Page=HRS_APP_JBPST_FL&Action=U&FOCUS=Applicant&SiteId=1&JobOpeningId=103927&PostingSeq=1Working Title:
Financial Examiner IV-V:
Commercial Bank ExaminerClassification:
Financial Examiner IV- V Class No.
Sal Grp:
U1106/U1108, EE00Monthly Salary:
$8,545- $10,041 (Salary and classification commensurate with experience)
Location:
Dallas, Houston, Lubbock, San Antonio FLSA Status:
ExemptOvernight Travel:
Extensive Travel- At least 50%
Mission:
The mission of the Texas Department of Banking is to ensure Texas has a safe, sound, and competitive financial services system.General Description:
Acts as examiner-in-charge of smaller, non-problem financial institutions and affiliates. Effectively communicates examination results through established written report procedures and verbally through meetings with bank management and personnel. Assists in examinations of large, complex, or problem financial institutions.Job Duties
- Interprets and applies regulatory policies, procedures, laws and regulations
- Analyzes areas of concern and personnel needs for upcoming examinations
- Acts as examiner-in-charge of small to large, non-problem financial institutions without supervision. Under supervision, act as examiner-in-charge of large, complex or small problem institutions.
- Prepares written comments and conclusions of all CAMELS component areas when acting as the examiner-in-charge
- Communicate examination findings to senior bank management and Board of Directors through oral presentation. May also prepare written examination reports as prescribed by departmental guidelines
- Compile and analyze data and formulate conclusions
- Completes assigned tasks in a thorough and timely manner
- Attends all assigned schools and training seminars
- Conducts, with supervision, reviews of examination reports
- Provides supervision, training and evaluation of other examiners
- Conducts financial and credit analysis and loan reviews. Prepares written summaries of criticized or adversely classified assets
- Monitor financial condition of non-problem financial institutions through off-site procedures, without supervision
- May conduct credit review and analysis involving larger, more complex credit relationships
- Selects career path in trust, IT or commercial areas and enhances skills through on-the-job training and continuing education
- May conduct examinations of trust and IT functions, including acting as examiner-in-charge, without supervision.
Requires Minimum Qualification:
Experience and Education Requirements:
Financial Examiner IV- Graduation from an accredited four-year college or university with major course work in finance, accounting, business administration, economics, or job-related field with a minimum of six hours, nine preferred, in accounting to include basic and/or intermediate accounting.
- Four years progressively responsible experience in the regulation, examination, and analysis of financial institutions. o i.e. Federal Deposit Insurance Corporation, Federal Reserve Bank, or Office of Comptroller of the Currency
- Must be a current or former (recent) bank examiner commissioned by the FDIC, Federal Reserve, OCC, Texas Department of Banking, or another approved state banking authority.
Financial Examiner V
- Same education requirements as a Financial Examiner IV
- Five years progressively responsible experience in the regulation, examination, and analysis of financial institutions.
- Must be a current or former (recent) bank examiner commissioned by the FDIC, Federal Reserve, OCC, Texas Department of Banking, or another approved state banking authority.
Copy of official college transcripts must be submitted with The State of Texas Application for Employment.
Preferred Qualifications
- Work experience with a financial institution desired.
- Bilingual in Spanish and English with the ability to communicate well, both verbally and in writing.
- Position requires at least 50 % overnight travel
- Must possess or obtain within 90 days a valid Texas driver's license. Satisfactory driving records are required for driving any vehicle to conduct agency business. Final applicants must certify that personally owned vehicles used for agency business have Texas minimum liability coverage and a valid state inspection
- This position requires that the incumbent demonstrate strong personal financial responsibility and integrity.
- Applicants selected for an interview may be asked to complete a work style profile
- Final applicants may be subject to an employment credit check, driving record check, and criminal background check
- State law prohibits any employee of the Department from being or becoming "directly or indirectly indebted to or financially interested in an entity supervised or regulated by the Banking Commissioner." See Texas Finance Code, Section 12.107
- For any previous regulatory or industry experience, the applicant selected may be required to provide a training profile re