Personal Banking Officer Ocean Bank - 3.9 Miami Lakes, FL Job Details 2 hours ago Qualifications KYC Electronic fund transfers Transaction monitoring Customer communication Financial sales Wire transfer payment processing Financial services customer support Microsoft Outlook Spreadsheets Regulatory compliance Bank transfers Promoting bank products Financial fraud detection Financial issue resolution Managing clients in a customer support role Cross-selling Debits & credits Consumer dispute resolution Microsoft Teams Promoting bank services Industry knowledge of retail banking

Full Job Description Overview:

The Personal Banking Officer (Miami Lakes) is responsible for delivering personalized service and support across all aspects of customer engagement, relationship management, and account maintenance within the branch.

Responsibilities:

This role assists in managing client relationships and supports a variety of banking functions, including customer transactions, loan processing, credit analysis, overdraft and returned item handling, and general administrative tasks. The Personal Banking Officer must ensure full compliance with all applicable Customer Identification Program (CIP) and Bank Secrecy Act/Anti-Money Laundering (BSA/AML) regulatory requirements.

Qualifications:

Education/Experience:

Requirements Associate's degree in Business (Finance or Accounting). 4+ years of banking experience required, directly related to servicing customers in retail banking branch operations. Combination of education and experience will be considered. Skills & Competencies Ability to understand and implement job related policies and procedures. Knowledgeable of internal bank operations (wire transfers, debits/credits and loan payments) and of banking products to cross-sell. Ability to handle financial transactions, fraud detection, and customer dispute resolution. Experience working in a team (sales and service), and high-quality service advocacy. Knowledge of the completion of KYC. Comprehension of banking laws and applicable compliance regulations. Must possess excellent verbal and written communication skills, interpersonal and organizational skills. Proficiency in MS Office Software, (Excel, Word, Outlook, Power Point, and Teams). Preferences Bachelor's Degree in Business Administration (Business, Finance preferred) with two (2) years of banking experience, directly related to servicing customers in retail banking branch operations.

Licenses/Certifications None Job Posting Locations:

In this role you can work onsite from Miami Lakes, Florida, United States