A Fraud Examiner or Analyst analyses business computer systems, identifies weaknesses, and monitors for evidence of fraud, including identity theft and fraudulent credit card or bank transactions.
The AML Team Lead supports the Bank's AML/CFT, OFAC, sanctions, and regulatory compliance program by overseeing alert and case activity, conducting and reviewing investigations, supporting required filings, maintaining data integrity, and assisting management with quality control, reporting, training, vendor coordination, and examination preparation. Salary commensurate with experience 90k-120k
Annually Essential Job Functions:
Alert, case, and suspicious activity management: Assign, review, investigate, and monitor alerts and cases within the transaction monitoring platform; oversee alert and case volumes; perform suspicious activity investigations; assist in the preparation, review, and filing of SARs; and gather supporting information from internet searches, third-party vendors, public records, subpoenas, and other relevant sources. Customer due diligence and risk reviews: Perform and quality control Enhanced Due Diligence reviews for high-risk accounts; complete High Cash customer reviews; apply appropriate customer tags; and ensure customer and account information supports reasonable conclusions and effective risk management.
Regulatory reporting and list screening:
Review CTRs for compliance and ensure timely filing; review the FinCEN 314(a) list and prepare required submissions when a match is identified; Provide support for 314(b) program; run scheduled
OFAC/SDN
scans against the customer information file; review potential true matches; and update
OFAC/SDN
lists periodically. Quality control, data integrity, and reporting: Review daily audit logs for data integrity issues; assist management with tracking and completing AML Department quality control activities, including alerts, cases, SARs, and EDD reviews; prepare monthly AML statistics; and prepare the monthly Reg O Report.
Team support and operational coordination:
Assist management with daily AML Department operations by providing coaching, guidance, and training support; assist branches with AML and compliance-related questions; maintain training records; and serve as a liaison with vendors for AML, OFAC, core, and related systems. Management, committee, and examination support: Assist in preparation for Compliance Committee meetings; support FDIC, state, auditor, and other examination requests; review the subpoena log for AML-related matters; and complete other duties as assigned by management.
Required Education, Knowledge, Skills and Abilities:
Bachelor's Degree required; CAMS certification preferred. Five years of BSA/AML experience preferred, with working knowledge of AML/CFT requirements and FFIEC guidance. Proficiency with Microsoft Office and Abrigo BAM+ or similar AML software. Ability to analyze data, identify relevant risk factors, document findings, and support reasonable conclusions. Strong verbal and written communication skills, including the ability to coordinate with branches, vendors, management, and examiners. q3b4z7wUM4
