Licensed Insurance Sales Agent Ramco Insurance Agency West Miami, FL Job Details Permanent $40,000 - $100,000 a year 1 hour ago Benefits Paid time off Opportunities for advancement Qualifications Objection handling (sales technique) Spanish Sales negotiation Customer relationship building Phone communication Opportunity Management English Client relationship development Property & Casualty License Sales quoting Customer relationship management Organizational skills Meeting or exceeding sales goals Sales pipeline management Insurance sales Account management Closing sales leads Sales follow-up Time management Full Job Description Ramco Insurance Agency | West Miami, Florida Ramco Insurance is hiring a bilingual Licensed Insurance Sales Agent for our West Miami office. This position is ideal for a Florida 4 40 or 2 20 licensed insurance professional who is confident speaking with clients, comfortable working toward sales goals, and interested in increasing their production across Personal and Commercial Lines. Ramco Insurance is an established independent agency serving individuals, families, and businesses throughout South Florida. Our agents have access to multiple insurance carriers, inbound and outbound opportunities, existing accounts for cross selling, hands on sales support, and opportunities to grow into more advanced production responsibilities. What You Will Do Respond to inbound calls, referrals, website inquiries, and new business opportunities Prepare and present insurance quotes Follow up consistently through phone, text, and email Assess client needs, coverage priorities, budget, and risk exposure Explain coverage limits, deductibles, exclusions, discounts, endorsements, and payment options Help clients compare available insurance options Confidently ask for the business and guide clients through the purchasing process Identify cross selling opportunities within new and existing accounts Build long term client relationships that support retention and referrals Maintain accurate client notes, documents, quote information, and follow up activity Manage multiple active prospects and quotes at different stages of the sales process Meet individual activity, sales, and production expectations Participate in ongoing insurance, carrier, and sales training Stay informed about underwriting guidelines, carrier appetite, market changes, and available products Work with agency leadership on more complex insurance opportunities as experience develops Lines of Business Agents may work with: Personal Lines Personal Auto Homeowners Condo Renters Flood Dwelling Fire Umbrella Commercial Lines General Liability Commercial Auto Workers Compensation Business Owners Policies Commercial Property Builders Risk Umbrella and Excess Liability Additional Commercial Lines products based on experience and licensing Requirements Active Florida 4 40 or 2 20 insurance license in good standing Professional fluency in English and Spanish Previous insurance sales or customer service experience preferred Strong phone communication and relationship building skills Comfortable making and receiving a high volume of calls Confident presenting quotes, discussing pricing, handling objections, and asking for the sale Strong follow up, organization, and time management skills Ability to manage multiple prospects, quotes, and follow up tasks at once Professional, dependable, accountable, and detail oriented Receptive to coaching, feedback, and continued development Motivated by measurable goals, production, career growth, and earning potential Comfortable working in a fast paced and performance focused environment Ability to work full time in person at our West Miami office Experience with Personal Auto, Homeowners, Flood, General Liability, Commercial Auto, Workers Compensation, or other Commercial Lines products is strongly valued. Compensation Annual compensation ranges from $40,000 to $100,000 based on licensing, experience, production, consistency, and sales performance. Agents have opportunities to increase earnings through new business production, cross selling, account development, and continued growth within the agency. Agents who consistently meet or exceed production expectations may earn toward the upper portion of the compensation range. The highest earning levels are performance based and are not guaranteed. The complete compensation structure, commission opportunity, and production expectations will be reviewed during the interview. Why Join Ramco Insurance Established independent insurance agency Access to multiple insurance carriers and markets Inbound and outbound sales opportunities Existing client accounts with cross selling opportunities Personal and Commercial Lines exposure Hands on training and sales coaching Support from experienced agency leadership Opportunities to develop deeper Commercial Lines knowledge Opportunities to advance into senior production, account development, training, and leadership Paid time off Monday through Friday schedule No regularly scheduled weekends Who We Are Looking For We are looking for an agent who takes ownership of their pipeline, follow up, and results. You should be comfortable speaking with clients throughout the day, working toward measurable goals, presenting insurance options clearly, and consistently asking for the business. You do not need to know every insurance product on day one. You do need to be professional, dependable, coachable, organized, and motivated to grow. This position is especially well suited for an agent with a strong Personal Lines foundation who wants to increase production and gain greater exposure to Commercial Lines opportunities. Schedule Monday through Friday 8:30 AM to 5:30 PM or 9:30 AM to 6:30 PM Full time West Miami, Florida No regularly scheduled weekends Qualified candidates are encouraged to apply. Immediate interviews are available.

Pay:

$40,000.00 - $100,000.00 per year

Benefits:

Paid time off

Experience:

Insurance sales: 1 year (Required)

Language:

English AND Spanish (Required)

License/Certification:

220 or 440 (Required) Ability to

Commute:

West Miami, FL 33155 (Required)

Work Location:

In person