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JTM Carey Insurance & Financial Group
Individual & Family Plans (ACA) Health Broker
Career Insights for Life / Health Insurance Sales Agent
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Scorecard
Based on Florida data
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What they do
A Life or Health Insurance Sales Agent sells life insurance or health insurance to customers, working on behalf of an insurance company or independent insurance agent or broker. Evaluates the insurance coverage needed by a customer and proposes insurance packages and prices. Life insurance agents may sell policies or annuities, and assist clients or beneficiaries with getting insurance claims processed. Health insurance agents may negotiate rates for employers, explain plans and benefits to employees, and help clients to file or resolve health insurance claims. Life and health insurance sales agents may earn commissions for sales.
$71,609 / year median in Florida
+5% projected growth
Job Description
Individual & Family Plans (ACA) Health Broker JTM Carey Insurance & Financial Group Orlando, FL Job Details Contract $60,000 - $100,000 a year 17 hours ago Benefits Work from home Flexible schedule Life insurance Qualifications Customer relationship building Health insurance policy knowledge Client relationship development Initial Contact (sales skills) Prospecting Client acquisition Sales pipeline management Life & Health Insurance License Full Job Description Individual & Family Plans (ACA) Broker JTM Carey Insurance & Financial Group 1099 Independent Contractor | Commission Residual Income About the Role JTM Carey Insurance & Financial Group is looking for a motivated Individual & Family Plans (ACA) Broker to join our growing agency. This is a 1099 producer opportunity for a licensed insurance professional who wants to build and grow a recurring book of Individual & Family Plan business. The primary focus of this role is new business development. You'll work with individuals and families seeking health insurance coverage while building your business through prospecting, referrals, community relationships, and strategic partnerships. We're looking for someone who wants to build a book of business, not simply process enrollments. What You'll Do Prospect and develop new Individual & Family Plan opportunities Build and maintain a book of ACA clients Develop referral partnerships with CPAs, payroll professionals, financial advisors, P&C agencies, mortgage professionals, business owners, and other centers of influence Educate individuals and families on ACA Marketplace coverage and available plan options Assist clients with eligibility, plan selection, enrollment, and renewals Generate referrals and new opportunities from existing relationships Maintain relationships with clients throughout the year Stay current on Marketplace regulations, carrier changes, enrollment periods, and compliance requirements Maintain accurate client and enrollment records Work directly with agency leadership on prospecting strategies, partnerships, and business development Identify opportunities to introduce clients to other solutions available through the agency when appropriate What We Offer Competitive commission structure Residual income on your book of business 1099 independent contractor structure Access to established carrier relationships Enrollment technology and agency resources Training and ongoing support Sales strategy and guidance from agency leadership Support developing referral partnerships and centers of influence Opportunity to build a long-term recurring book of business Cross-selling opportunities across Medicare, employee benefits, life insurance, and other insurance solutions Opportunity to grow alongside an expanding independent agency Qualifications Must have an active Florida 2-15 Health & Life (Including Annuities & Variable Contracts) Agent License Must maintain all required Marketplace certifications and carrier appointments ACA/Individual & Family Plan experience preferred Previous insurance, sales, or business development experience preferred Strong communication and relationship-building skills Comfortable prospecting and generating new business Self-motivated and able to manage your own pipeline Entrepreneurial mindset Comfortable working in a 1099, commission-based environment Strong commitment to ethical and compliant sales practices Candidates without an active Florida 2-15 license will not be considered for this position. Compensation 1099 Independent Contractor | Commission + Residuals Compensation is production-based with a competitive commission structure and the opportunity to earn ongoing residual income as your book of business grows. Why JTM Carey? At JTM Carey Insurance & Financial Group, we're building an agency focused on long-term client relationships, strategic partnerships, and creating opportunities for our brokers to grow their own books of business. You'll have the independence of a 1099 producer while receiving support, resources, and strategy from agency leadership to help you develop new opportunities and grow. If you're a licensed producer who enjoys prospecting, building relationships, and wants the opportunity to create a recurring book of Individual & Family Plan business, we'd like to hear from you.