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Remote Life Insurance Sales Representative - No Experience Required
Career Insights for Life / Health Insurance Sales Agent
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What they do
A Life or Health Insurance Sales Agent sells life insurance or health insurance to customers, working on behalf of an insurance company or independent insurance agent or broker. Evaluates the insurance coverage needed by a customer and proposes insurance packages and prices. Life insurance agents may sell policies or annuities, and assist clients or beneficiaries with getting insurance claims processed. Health insurance agents may negotiate rates for employers, explain plans and benefits to employees, and help clients to file or resolve health insurance claims. Life and health insurance sales agents may earn commissions for sales.
$51,191 / year median in the U.S.
-18% projected decline
Job Description
Remote Life Insurance Sales Representative - No Experience Required AYS Group $40,000 - $400,000 life insurance, remote work United States, Montana, Billings Sep 03, 2026
Job Type:
Independent Contractor (1099)
Work Location:
Remote
Sales Format:
Phone / Telesales
Compensation:
Commission Only
Experience Required:
None
Insurance License Required to
Apply:
No We are seeking motivated, coachable individuals to join our team as Remote Life Insurance Sales Representatives. No previous insurance experience is required, and you do not need to currently hold an insurance license to apply. This is a fully remote, phone-based sales opportunity for individuals interested in developing a career in life insurance. Representatives connect with prospective clients by phone, learn about their insurance needs, explain available coverage options, and help qualified clients through the application process. Training, mentorship, and ongoing support are provided to help new representatives learn the insurance industry, develop their sales skills, and become comfortable conducting business through a telesales environment. What You'll Do Connect with prospective clients by phone
Conduct life insurance appointments remotely through phone/telesales
Ask questions to understand each client's insurance needs, goals, and budget
Educate prospective clients about available life insurance products and coverage options
Help clients identify coverage based on their individual needs
Complete and submit insurance applications electronically
Follow up with prospective clients throughout the sales and application process
Maintain accurate client information
Participate in virtual sales, product, and team training
Develop strong communication, follow-up, and sales skills No Insurance Experience? That's Okay. We are open to individuals who are completely new to the insurance industry. You may be a good fit if you are: Comfortable speaking with people over the phone
Self-motivated and able to work independently
Coachable and willing to learn
Goal-oriented and consistent
Professional and dependable
Comfortable working in a performance-based sales environment
Able to follow a structured sales process
Comfortable with phone-based sales and follow-up
Able to participate in virtual training and team meetings
Willing to obtain the appropriate insurance license Previous experience in sales, customer service, call centers, hospitality, retail, recruiting, real estate, automotive sales, or other customer-facing positions may be helpful, but is not required. Training & Support representatives receive: Initial sales and product training
Phone and telesales training
Guidance through the insurance licensing process
Ongoing coaching and mentorship
Virtual team training and support
Continued sales and product education Licensing Requirements An insurance license is not required to apply or interview. Before conducting insurance sales, representatives must obtain and maintain the appropriate insurance license for the state or states in which they conduct insurance business. Licensing requirements vary by state. Guidance regarding the licensing process and requirements will be provided. Compensation This is a 1099 independent contractor, commission-only sales opportunity. There is no hourly wage or guaranteed salary. Compensation is based on individual sales production and applicable commission schedules. Actual earnings vary based on individual performance, activity, sales results, and other factors. No specific income level is guaranteed. Remote Work Requirements This is a fully remote telesales opportunity. Representatives conduct client communication and appointments primarily by phone.
Candidates should have:
Reliable internet access
Reliable phone access
A computer or laptop suitable for conducting business
A professional workspace suitable for client conversations
The ability to communicate effectively with clients remotely
The ability to manage their time and remain productive while working independently Independent Contractor Status This opportunity is offered on a 1099 independent contractor basis and is not a W-2 employment position. Independent contractors are responsible for applicable taxes, licensing requirements, and business-related expenses. Traditional employee benefits, an hourly wage, and a guaranteed salary are not provided. Apply Today If you're motivated, comfortable speaking with people over the phone, and interested in developing a career in life insurance sales, we encourage you to apply. No previous insurance experience or current insurance license is required to apply. Apply today to be considered for an interview and learn more about the opportunity, training, licensing process, and compensation structure.