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Agency Underwriter I
Career Insights for Insurance Underwriter (General)
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Scorecard
Based on Alabama data
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What they do
An Insurance Underwriter evaluates and measures risk and advises businesses in insurance, banking and securities. Recommends customers to be approved for insurance coverage, and develops policies and premium levels. Reviews loan applications, evaluates credit-worthiness of loan applicants and analyzes the investment risk of a loan for the bank. Evaluates risk in different types of securities and advises clients on investments that will yield highest profits.
$70,644 / year median in Alabama
-10% projected decline
Job Description
Agency Underwriter I Alfa Insurance Corporate Careers Montgomery, AL Job Details Full-time 4 days ago Benefits Disability insurance Health insurance On-site gym Dental insurance 401(k) Paid time off Vision insurance Opportunities for advancement Qualifications Customer communication Basic math High school diploma or GED Full Job Description Company Overview Alfa Insurance® is an A-rated insurance carrier that offers an excellent array of auto, home, life, farm and business insurance products. Since its humble beginnings in 1946, Alfa and its affiliates now serve more than 1 million customers across 14 states. Working as an Agency Underwriter I for Alfa Insurance® is more than providing customer service to agents and customers. It involves a wide range of responsibilities that contribute to the overall success of our organization. It's becoming part of a team that is committed to excellence, integrity and exceeding expectations by providing the highest quality stewardship, financial information, and analysis of our companies. As part of the Alfa family, you can discover your purpose and help make a difference in the lives of our policyholders and your community. Job Summary Are you a self-starter, with a superior work ethic, high level of integrity, and a commitment to excellence? Our company is seeking a motivated Agency Underwriter I to join our dynamic team. Submit your resume today and let the journey begin. Responsibilities Facilitate the placement of business that does not qualify within Alfa's underwriting guidelines or with lines of business that Alfa does not write Responsible for underwriting, quoting, binding new and renewal policies, and processing endorsements and cancellations. Communicate professionally with sales force, customers mortgages, attorneys, and other insurance companies, intercompany personnel, i.e. accounting, claims, legal, life, and other underwriters, etc. in person, by telephone, e-mail, and handwritten messages relative to additional information needed. Contribute to Agency profitability by following standard of risk selection to maintain an acceptable loss ratio with each carrier. Qualifications High School Diploma required; college preferred. Six months' work experience that required independent decision-making abilities is required. Demonstrate excellent communication skills, both verbal and written, basic mathematical skills, and ability to convey ideas to others and learn quickly. Benefits/Perks Opportunity for annual performance bonus Discounts on your auto insurance (underwriting approval required) Benefits include: Health, dental, supplemental cancer, vision insurance and 401(k) plan Paid Time Off Bank to include 3 days PTO available after first 80 hours worked for new hires Short-term and long-term disability Flexible Healthcare and Childcare spending accounts for tax savings Opportunities for advancement Continuous training and support throughout your career with Alfa College tuition discounts at various colleges in Alabama Fitness center Onsite cafeteria