Who Are We? Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Job Category Operations, Underwriting Compensation Overview The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards. Salary Range $57,900.00 - $95,600.00 Target Openings 5 What Is the Opportunity? Travelers Residual Markets (TRM) is responsible for underwriting and providing policy services for workers compensation policies to businesses who otherwise cannot obtain coverage. As a Residual Markets Underwriter, you are responsible for the underwriting and account management of an assigned book of business. In this role, you will determine appropriate classifications, exposures, and premium pricing through effective collaboration, negotiation, and productive relationships with business leaders and other business partners, state plan administrators and regulatory authorities, customers, and agents/brokers. What Will You Do? Underwrite and independently manage an assigned book of business to achieve business objectives; book of business may include accounts from any Business Insurance industry and account size. Evaluate risk information through review, investigation, and analysis; identify underwriting discrepancies to ensure premium avoidance is mitigated and appropriate coverage exists. Contribute to the successful winning of bids and the addition/retention of direct assignment clients by consistently achieving underwriting, financial, and compliance objectives. Build effective relationships with state plan administrators and regulatory authorities and direct assignment companies, demonstrating knowledge and expertise critical to the winning of bids and direct assignment contracts; promote Travelers products by maintaining positive relationships with agencies and insureds. Provide guidance to business partners on when to deviate from procedural and underwriting guidelines; help resolve issues with account premiums that cannot be resolved through the dispute process. Serve as a subject matter expert for underwriting systems and process questions; may issue transactions that are too complex for the offshore vendor. Perform other duties as assigned. What Will Our Ideal Candidate Have? Three years of insurance experience, preferably as an underwriter. General knowledge of property and casualty insurance products and services, preferably Workers Compensation, Assigned Risk products and services, or commercial insurance functions (i.e., Claim, Risk Control, Premium Audit, etc.). Sound judgment and critical thinking skills, particularly pertaining to risk taking, problem solving, and evaluation of complex information. Verbal and written communication skills with the ability to clearly convey information to various audiences. Relationship building skills with the ability to influence others. Ability to identify and understand customer needs. Ability to work independently and as part of a team. What is a Must Have? Bachelor's degree and/or two years of related experience. What Is in It for You?

Health Insurance:

Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment.

Retirement:

Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.

Paid Time Off:

Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.

Wellness Program:

The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs.

Volunteer Encouragement:

We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. To learn more about our comprehensive benefit programs please visit http://careers.travelers.com/life-at-travelers/benefits/. Travelers has more than 30,000 employees in the United States, Canada, the United Kingdom, and Ireland. >> Explore life at Travelers . Open to all employees, our 10 Diversity Networks celebrate culture and communities and create spaces for all employees through powerful forums for dialogue and support. >> Discover diversity and inclusion. Employees and their eligible family members - including spouses, domestic partners and children - are eligible for coverage from the first day of employment. >> Explore benefits . Travelers has been recognized by organizations such as G.I. Jobs and Military Times. >> Read more about recognition. Our employees are valuable assets to their hometowns, volunteering for important causes each year. >> Learn about community involvement. Imagine other opportunities here.