Portfolio Manager Lexicon Bank Las Vegas, NV Job Details Full-time 19 hours ago Benefits Health insurance Dental insurance 401(k) Paid time off Vision insurance Qualifications Computer operation Customer communication Teamwork Underwriting High school diploma or GED Associate's degree Full Job Description

JOB TITLE

Portfolio Manager

I/II/III DEPARTMENT

Lending

REPORTS TO

Chief Credit Officer

FLSA STATUS

Exempt

JOB SUMMARY

The Portfolio Manager ("PM") is responsible for managing and retaining the Bank's existing portfolio of clients. Key responsibilities include overseeing renewals and annual credit reviews, ensuring the continued quality and profitability of each relationship. The PM works closely with the Underwriting Team to prepare reports and Credit Approval Memoranda for renewals and portfolio management. While the PM may identify new business opportunities, the primary focus of the role is on retaining and expanding the existing client portfolio.

ESSENTIAL JOB FUNCTIONS

Client Relationship & Service

• Provide the Lexicon Bank client experience to all interactions.
• Maintain strong communication with employees, clients, shareholders, and stakeholders.
• Identify and mitigate risks to ensure client satisfaction and Company goals.
• Troubleshoot, escalate, and resolve client and departmental issues.
• Actively participate in employee functions and activities. Credit & Lending Management
• Obtain collateral, credit history, and other reports to support due diligence.
• Complete financial analysis on lending prospects.
• Underwrite and prepare loan presentations.
• Properly identify all collateral using investigative tools.
• Maintain the loan tickler system to ensure timely monitoring.
• Assist Loan Servicing with daily call-backs and verification.
• Assist in clearing loan and deposit technical exceptions.
• Produce accurate loan documents and maintain relationship and imaging folders, including file naming conventions. Compliance & Risk Management
• Ensure awareness of and adherence to loan policy requirements, along with state and federal lending regulations.
• Complete all required compliance training.
• Understand and comply with regulatory guidelines, including BSA, GLBA, and related requirements.
• Provide auditors with required information and serve as a liaison as needed.
• Assist with internal projects and committee work as designated by the Chief Credit Officer (CCO). Reporting & Internal Support
• Provide executive management and colleagues with accurate information and reports upon request.
• Support the Company's goals and values through ethical methods and full compliance with all applicable laws, regulations, and Company policies.
• Complete underwriting documents accurately and on time. Leadership & Integrity
• Champion honesty, integrity, and responsible corporate behavior within the organization.
• Work to achieve the goals established in the PM Incentive Plan.

ADDITIONAL ESSENTIAL JOB FUNCTIONS

• Manage confidential information.
• Regular and consistent attendance.
• Other duties as assigned.

EDUCATION

High school diploma required; some college coursework or an associate degree preferred.

QUALIFICATIONS

• Minimum of five (5) years of experience in loan underwriting and/or credit management.
• Extensive working knowledge of lending products and general lending guidelines.
• Advanced proficiency in financial analysis software.
• Strong knowledge of computer systems and evolving technologies.
• Proficiency in Microsoft Office applications (Word, Excel, Outlook, PowerPoint).
• Excellent interpersonal and customer service skills, with a demonstrated ability to interact effectively across all levels of management and foster strong relationships.
• Intermediate knowledge of banking and financial institution operations, systems, and practices.

WORK ENVIRONMENT

This role is performed primarily indoors in an environmentally controlled office setting. The position may involve occasional exposure to sounds and noise levels that can be distracting. Work is conducted in close physical proximity to others, requiring frequent collaboration and communication. Essential functions may require extended periods of sitting at a computer, as well as occasional standing and walking. The role also requires regular use of computers, including prolonged screen time for processing transactions, research, and reporting.

DISCLAIMER

This job description is not intended to be an exhaustive list of all responsibilities, skills, duties, requirements, efforts, or working conditions associated with the position. It is intended to reflect the general nature of the work currently performed. Management reserves the right to revise the job description or to assign additional or different tasks as necessary due to business needs, emergencies, changes in personnel, workload, or technological developments. Nothing in this description alters the at-will nature of employment. Employee Acknowledgement I have received, reviewed, and understand my position responsibilities and the essential functions of the position. I understand that my work schedule, job responsibilities, work environment, knowledge, skills, and abilities may be amended based on business need and management discretion. I understand that employment is at-will. This means that employment may be terminated for any or no reason, with or without cause or notice, at any time by the employee or the employer. Nothing in this or in any other document or oral statement shall limit the right to terminate employment at will. No supervisor or manager has any authority to enter a contract of employment -- express or implied -- with any employee. This policy of at-will employment may be revised, deleted, or superseded only by a written employment agreement signed by the President & CEO, which expressly revises, modifies, deletes, or supersedes the policy of at will employment. Unless employment is covered by such a written employment agreement signed by the President & CEO, this policy of at-will employment is the sole and entire agreement between the employee and the employer as to the duration of employment and the circumstances under which employment may be terminated. Except for employment at-will, terms and conditions of employment with the employer may be modified at the sole discretion of the employer with or without cause or notice at any time. No implied contract concerning any employment-related decision or term, or condition of employment can be established by any other statement, conduct, policy, or practice, nor does any arise from the terms or conditions set forth in this document.

Benefits:

401(k) Dental insurance Health insurance Paid time off Vision insurance

Work Location:

In person